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20 Waterside Way, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 20 Waterside Way, Covington, KY 41017 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1981
Square Footage936 sqft Finished Area
Lot Size7,841 sqft (0.18 acres)
GarageBasement
OccupancyOwner Occupied
Tax Bill$1,641.00 (2025)

Property Details

APN / Parcel Number

Primary APN045-30-00-107.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area936 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 1981
Architectural StyleBi-Level Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeConcrete Foundation
Lot Area7,841 sqft (0.18 acres)
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel Number0453000107.00
Street Address20 WATERSIDE WAY
CityCOVINGTON
StateKY
Zip41017-9725
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD HILLS SEC 9 LOT 246
Legal SubdivisionLAKEWOOD HILLS
Legal Phase9
Legal Lot Number246
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1000
Census Tract66801

Owner

Source: Kenton County records · APN 045-30-00-107.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 WATERSIDE WAY, COVINGTON, KY 41017-9725
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 29, 1984
Deed SaleNov 29, 1984
Deed Doc Number0000280299
Record RefreshedJun 08, 2026

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address20 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0000000153
Book / Page0I3890 / 000150
Instrument DateDec 20, 2016
Transaction TypeMortgage
Record UpdatedMay 09, 2017
Title CompanySOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 WATERSIDE WAY COVINGTON KY 410179725, COVINGTON, KY 41017-9725

Mortgage

Document Number0000000153
DateJan 26, 2017
Book Page0I3890/000150
Instrument153
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 25, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,641.00 (-7.03%)$165,600 (-) Land $10,000 Building $155,600$165,600 (-) Land $10,000 Building $155,600
2023$1,765.00$165,600 Land $10,000 Building $155,600$165,600 Land $10,000 Building $155,600

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