Kenton County property record for 19 Waterside Way, Covington, KY 41017 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 936 sqft · built 1980 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Sep 2018) |
| Tax Bill | $1,712 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-106.00 |
| Primary APN | 045-30-00-106.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 5 Units |
| Stories | 1 Story |
| Building Area | 936 sqft Finished Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 238 ft deep x 69 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 19 WATERSIDE WAY |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS SEC 9 LOT 197 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 9 |
| Legal Lot Number | 197 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 66801 |
Source: Kenton County records · APN 045-30-00-106.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 LAURELWOOD DR, MILFORD, OH 45150-9696 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SPRING VALLEY BANK |
| Sep 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on Record |
| Deed Sale | Sep 17, 2018 · Amount on Record |
| Prior Sale | Jul 17, 2014 · Amount on Record |
| Deed Document Number | 201809 17 059 00017 |
| Deed Book / Page | 4165 / 186 |
| Last Transfer Date | Apr 02, 2021 |
| Transfer Doc | 0000000222 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 06, 2021 |
| Property Address | 19 WATERSIDE WAY, COVINGTON, KY 41017-9724 |
| Document Number | 0005900222 |
| Book / Page | 82 / 764 |
| Map Reference | MB 21 PG 50 |
| Instrument Date | Apr 02, 2021 |
| Instrument | 21040605900222 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | TERRY MONNIE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 LAURELWOOD DRIVE, LAKESIDE PARK, KY 41017 |
| Document Number | 0005900221 |
|---|---|
| Date | Apr 06, 2021 |
| Instrument | 21040605900221 |
| Name | SPRING VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 363 Months |
| Due | Jul 01, 2051 |
| Document Number | 0005900223 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 196/876 |
| Instrument | 21040605900223 |
| Name | SPRING VALLEY BANK |
|---|---|
| Type | Bank |
| Address | FT MITCHELL, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 363 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 17, 2018 |
| Property Address | 19 WATERSIDE WAY, COVINGTON, KY 41017-9724 |
| Document Number | 0000000017 |
| Book / Page | 0I4165 / 000186 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 17 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6 LAUIREWOOD DR MILFORD OH 45150, MILFORD, OH 45150 |
| Document Number | 18 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 0I4165/000189 |
| Instrument | 18 |
| Name | CENTRAL BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2048 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,712.00 (-7.06%) | $172,800 (-) Land $10,000 Building $162,800 | $172,800 (-) Land $10,000 Building $162,800 |
| 2023 | $1,842.00 | $172,800 Land $10,000 Building $162,800 | $172,800 Land $10,000 Building $162,800 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 385 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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