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22 Waterside Way, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 22 Waterside Way, Covington, KY 41017 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1981
Square Footage936 sqft Finished Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$141,000 (2018)
Tax Bill$1,849.00 (2025)

Property Details

APN / Parcel Number

Primary APN045-30-00-109.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area936 sqft Finished Area
Stories3 Stories

Exterior

Year BuiltBuilt 1981
Architectural StyleSplit Level Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeConcrete Foundation
Lot Area7,841 sqft (0.18 acres)
Depth X Width139 ft x 80 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel Number0453000109.00
Street Address22 WATERSIDE WAY
CityCOVINGTON
StateKY
Zip41017-9725
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD HILLS SEC 9 LOT 245
Legal SubdivisionLAKEWOOD HILLS
Legal Phase9
Legal Lot Number245
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1000
Census Tract66801

Owner

Source: Kenton County records · APN 045-30-00-109.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address22 WATERSIDE WAY, COVINGTON, KY 41017-9725
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
US BANK NA
Sep 17, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
NATIONS RELIABLE LNDG
Mar 01, 2018Grant Deed, Transfer
PRISM TITLE AND CLOSING SERVICES
Nov 06, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2018 · Amount on Record
Deed SaleSep 17, 2018 · Amount on Record
Prior SaleSep 17, 2018 · Amount on Record
Deed Doc Number0000000170
Deed Book / PageI41667 / 000007
Last Transfer DateAug 26, 2021
Transfer Doc0005900263
Record RefreshedJun 08, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateAug 26, 2021
Property Address22 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0005900263
Book / Page113 / 825
Map ReferenceMB 21 PG 50
Instrument DateJan 25, 2021
Instrument21082605900263
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 WATERSIDE WAY, COVINGTON, KY 41017-9725

Mortgage

Document Number0005900264
DateAug 26, 2021
Book Page263/71
Instrument21082605900264
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term234 Months
DueFeb 01, 2041

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 17, 2018
Property Address22 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0000000170
Book / PageI41667 / 000007
Instrument DateSep 07, 2018
Instrument170
Transaction TypeTransfer
Record UpdatedOct 08, 2018
Title CompanyAMERICAN HOMELAND TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$141.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 WATERSIDE WAY COVINGTON KY 410179725, COVINGTON, KY 41017-9725

Mortgage

Document Number171
DateSep 17, 2018
Book Page0I4166/000011
Instrument171
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 16, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateMar 01, 2018
Property Address22 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0000000098
Book / PageORI407 / 000301
Instrument DateFeb 26, 2018
Instrument98
Transaction TypeTransfer
Record UpdatedMar 20, 2018
Title CompanyPRISM TITLE AND CLOSING SERVICES

Transaction

AmountAmount Recorded
Tax$80.88
Amount AccuracyConfirmed
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5555 CLEVELAND AVE COLUMBUS OH 432314048, COLUMBUS, OH 43231-4048

November 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateNov 06, 2017
Property Address22 WATERSIDE WAY, COVINGTON, KY 41017-9725
Document Number0000000151
Book / Page0I4024 / 000168
Instrument DateSep 25, 2017
Instrument151
Transaction TypeForeclosure
Record UpdatedJan 24, 2018

Transaction

AmountAmount Recorded
Tax$59.33
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5555 CLEVELAND AVE COLUMBUS OH 432314048, COLUMBUS, OH 43231-4048
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,849.00 (-7.04%)$186,600 (-) Land $20,000 Building $166,600$186,600 (-) Land $20,000 Building $166,600
2023$1,989.00$186,600 Land $20,000 Building $166,600$186,600 Land $20,000 Building $166,600

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