Kenton County property record for 16 Waterside Way, Covington, KY 41017 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Split Level |
| Year Built | Built 1982 |
| Square Footage | 1,074 sqft Finished Area |
| Lot Size | 8,276 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,099.00 (2025) |
Source: Kenton County records · APN 045-30-00-103.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 WATERSIDE WAY, COVINGTON, KY 41017-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 1982 |
| Deed Sale | Aug 30, 1982 |
| Deed Doc Number | 0000259148 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 23, 2026 |
| Property Address | 16 WATERSIDE WAY, COVINGTON, KY 41017-9725 |
| Document Number | 0000015965 |
| Book / Page | 465 / 400 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202615965 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 16 WATERSIDE WAY, COVINGTON, KY 41017-9725 |
| Document Number | 0000015965, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 465/400 |
| Instrument | 202615965 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 16 WATERSIDE WAY, COVINGTON, KY 41017-9725 |
| Document Number | 0000000216 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 16 WATERSIDE WAY COVINGTON KY 410179725, COVINGTON, KY 41017-9725 |
| Document Number | 0000000216 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 000M12/000975 |
| Instrument | 216 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,099.00 (-9.17%) Homeowner's exemption | $160,000 (-) Land $10,000 Building $150,000 | $160,000 (-) Land $10,000 Building $150,000 |
| 2023 | $1,210.00 Homeowner's exemption | $160,000 Land $10,000 Building $150,000 | $160,000 Land $10,000 Building $150,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 045-30-00-103.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,074 sqft Finished Area |
| Stories | 3 Stories |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Split Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,276 sqft (0.189 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Old Parcel Number | 0453000103.00 |
|---|---|
| Street Address | 16 WATERSIDE WAY |
| City | COVINGTON |
| State | KY |
| Zip | 41017-9725 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS SEC 9 LOT 248 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 9 |
| Legal Lot Number | 248 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 66801 |
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