20 Warwick Dr, Shalimar, FL 32579 Property Records

Okaloosa County property record for 20 Warwick Dr, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,797 sqft · built 2011
Lot Size	0.299 acres (13,004 sqft)
Owner	2 Individual Names on File
Last Sale	$649,900 (Jun 2024)
Tax Bill	$7,388 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2017 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-3282-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-3282-6`
Alternative APNs	`31-1S-23-2710-000O-002B` `23S1312710000O002B`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,797 sqft Living Area
Gross Area	4,283 sqft
1st Floor Area	2,797 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	13,004 sqft (0.299 acres)
Lot Width	65 ft Width
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	128 sqft
Patio Area	242 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 WARWICK DR
City	SHALIMAR
State	FL
Zip	32579-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND SHORES S 65FT OF W 200FT LOT 2 BLK O
Legal Range	23W
Legal Township	01S
Legal Section	31
Legal Subdivision	WOODLAND SHORES
Legal Block	O
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1004
Census Tract	21600

Owner

20 Warwick Dr is owned and occupied by two individuals who bought it in June 2024.

Source: Okaloosa County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 WARWICK DR, SHALIMAR, FL 32579-1028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 31, 2017	Loan Modification, Mortgage · Conventional with PMI OTHER INSTITUTIONAL LENDERS
Feb 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Feb 1, 2017	Warranty Deed, Transfer · Construction Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2024 · Amount on File
Deed Sale	Jun 5, 2024 · Amount on File
Prior Sale	Feb 13, 2017 · Amount on File
Deed Document Number	20243691740
Prior Transfer Date	Sep 29, 2011
Prior Transfer Doc	0030040272
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Jun 5, 2026
Property Address	20 WARWICK DR, SHALIMAR, FL 32579-1028
Document Number	0003820918
Instrument Date	May 30, 2026
Instrument	20263820918
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PENNYMAC LOAN SERVICES LLC, PENNYMAC LOAN SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WARWICK DR, SHALIMAR, FL 32579-1028

Mortgage

Document Number	0003820918,
Date	Jun 5, 2026
Instrument	20263820918

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	20 WARWICK DR, SHALIMAR, FL 32579-1028
Document Number	0033174524
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20A WARWICK DR SHALIMAR FL 325791028, SHALIMAR, FL 32579-1028

Mortgage

Document Number	0033174524
Date	Sep 18, 2017
Book Page	003317/004524
Instrument	3160459

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 13, 2017
Property Address	20 WARWICK DR, SHALIMAR, FL 32579-1028
Document Number	0032870671
Book / Page	003287 / 000671
Instrument Date	Feb 10, 2017
Instrument	3117303
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,863.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4146 THE MASTERS DR FAIRFIELD CA 945339509, FAIRFIELD, CA 94533-9509

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 1, 2017
Property Address	20 WARWICK DR, SHALIMAR, FL 32579-1028
Document Number	0032854417
Book / Page	003285 / 004417
Instrument Date	Jan 31, 2017
Instrument	3115542
Transaction Type	Transfer
Record Updated	Feb 16, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	307 CHICKASAW CIR FORT WALTON BEACH FL 325473514, FORT WALTON BEACH, FL 32547-3514

Mortgage

Document Number	32854419
Date	Feb 1, 2017
Book Page	003285/004419
Instrument	3115543

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20 Warwick Dr was $7,388.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,388.00	$602,316 Land $135,107 Building $467,209	$602,316 Land $135,107 Building $467,209
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$399,226	$606,842 Land $108,694 Building $498,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Warwick Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	41 (1978–2020)
Claims Outside the SFHA	15 of 41
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims Hurricane Opal, Oct 1995 · 17 claims Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Warwick Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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