15 Warwick Dr, Shalimar, FL 32579 Property Records

Okaloosa County property record for 15 Warwick Dr, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,864 sqft · built 2024
Lot Size	0.431 acres (18,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Nov 2019)
Tax Bill	$16,158 (2025)
Deeds & Mortgages	May 2023 Construction Loan Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-3224-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-3224-8`
Alternative APNs	`31-1S-23-2710-000J-0020` `23S1312710000J0020`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,864 sqft Living Area
Gross Area	7,740 sqft
1st Floor Area	4,864 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	18,776 sqft (0.431 acres)
Lot Width	75 ft Width
Garage Type	Attached
Garage Area	975 sqft
Porch	Finished/Open Porch
Porch Area	12 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 WARWICK DR
City	SHALIMAR
State	FL
Zip	32579-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND SHORES LOT 2 BLK J
Legal Range	23W
Legal Township	01S
Legal Section	31
Legal Subdivision	WOODLAND SHORES
Legal Block	J
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1002
Census Tract	21600

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1459 MCBAIN AVE, CAMPBELL, CA 95008-0728
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Construction Mortgage NORTHPOINTE BANK
Nov 7, 2019	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Aug 8, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Prior Sale	Aug 8, 2018 · Amount on Record
Deed Document Number	20193316856
Deed Book / Page	3427 / 4711
Prior Transfer Date	Sep 3, 2003
Prior Transfer Doc	0002096156
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	15 WARWICK DR, SHALIMAR, FL 32579-1027
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1459 MCBAIN AVE, CAMPBELL, CA 95008-0728

Mortgage

Document Number	0036764256
Date	May 26, 2023
Book Page	3676/4256
Instrument	3626253

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	379 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.87%
Type Change Date	Dec 1, 2025
Change Frequency	6 Months
Min Rate At Change	6.87%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	13.8%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 7, 2019
Property Address	15 WARWICK DR, SHALIMAR, FL 32579-1027
Document Number	0034274711
Book / Page	3427 / 4711
Map Reference	MB 2 PG 67
Instrument Date	Oct 31, 2019
Instrument	3316856
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	COTTON LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62 HILLCREST DR, 62, SHALIMAR, FL 32579-1010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1459 MCBAIN AVE, CAMPBELL, CA 95008-0728

Mortgage

Document Number	0034274712
Date	Nov 7, 2019
Instrument	3427-4712

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 8, 2018
Property Address	15 WARWICK DR, SHALIMAR, FL 32579-1027
Document Number	0033623918
Book / Page	003362 / 003918
Instrument Date	Aug 6, 2018
Instrument	3225229
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	COTTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,591.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 WARWICK DR SHALIMAR FL 325791027, SHALIMAR, FL 32579-1027

Mortgage

Document Number	33623919
Date	Aug 8, 2018
Book Page	003362/003919
Instrument	3225230

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,158.00 (+135.92%)	$1,336,807 (+123.35%) Land $448,666 Building $888,141	$1,336,807 (+123.35%) Land $448,666 Building $888,141
2023	$6,849.00 (+9.03%)	$598,531 (+10.05%) Land $381,195 Building $217,336	$598,531 (+10.05%) Land $381,195 Building $217,336
2022	$6,282.00	$543,864 Land $339,292 Building $204,572	$543,864 Land $339,292 Building $204,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	41 (1978–2020)
Claims Outside the SFHA	15 of 41
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims Hurricane Opal, Oct 1995 · 17 claims Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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