20 Warwick Dr, #A, Shalimar, FL 32579 Property Records

Okaloosa County property record for 20 Warwick Dr, #A, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,881 sqft · built 2017
Lot Size	0.834 acres (36,345 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jul 2013)
Tax Bill	$5,031 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C56-000-597-3281-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-3281-8`
Alternative APNs	`31-1S-23-2710-000O-0010` `23S1312710000O0010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,881 sqft Living Area
Gross Area	4,259 sqft
1st Floor Area	2,881 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	36,345 sqft (0.834 acres)
Lot Width	75 ft Width
Garage Type	Attached
Garage Area	874 sqft
Porch	Finished/Open Porch
Porch Area	504 sqft
Patio Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 WARWICK DR, A
City	SHALIMAR
State	FL
Zip	32579-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND SHORES LOTS 1 & 2 BLK O LESS THE N 65FT OF W 200FT OF LOT 1 AND LESS S 65FT OF W 200FT OF LOT 2
Legal Range	23W
Legal Township	01S
Legal Section	31
Legal Subdivision	WOODLAND SHORES
Legal Block	O
Legal Lot Number	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1004
Census Tract	21600

Owner

20 Warwick Dr, #A is owned and occupied by two individuals who bought it in July 2013.

Source: Okaloosa County records, as of January 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20A WARWICK DR, SHALIMAR, FL 32579-1028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU
Aug 6, 2019	Deed of Trust, Mortgage · VA Mortgage 1ST RATE HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2013 · Amount on File
Deed Sale	Jul 2, 2013 · Amount on File
Prior Sale	Jan 28, 2013 · Amount on File
Deed Document Number	20132865652
Deed Book / Page	3104 / 791
Prior Transfer Date	Jan 22, 2013
Prior Transfer Doc	0030762827
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	20A WARWICK DR, SHALIMAR, FL 32579-1028
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033331233
Date	Jan 11, 2018
Book Page	3333/1233
Instrument	3182524

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	20A WARWICK DR, SHALIMAR, FL 32579-1028
Transaction Type	Mortgage
Record Updated	Jul 1, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034122233
Date	Aug 6, 2019
Book Page	3412/2233
Instrument	3295862

Lender

Name	1ST RATE HOME MORTGAGE INC
Type	Mortgage Company
Address	TEMPE, AZ 85283

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20 Warwick Dr, #A was $5,031 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,031.00 Homeowner's exemption	$449,600	$696,540 Land $190,739 Building $505,801
2023	$4,769.00 (+2.4%) Homeowner's exemption	$424,203 (+3%)	$704,050 (+6.5%) Land $153,450 Building $550,600
2022	$4,657.00 Homeowner's exemption	$411,848	$661,105 Land $143,411 Building $517,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Warwick Dr, #A in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	41 (1978–2020)
Claims Outside the SFHA	15 of 41
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims Hurricane Opal, Oct 1995 · 17 claims Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Warwick Dr, #A is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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