Okaloosa County property record for 23 Warwick Dr, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,352 sqft · built 2020 |
| Lot Size | 0.95 acres (41,363 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,285 (2025) |
| Deeds & Mortgages | Nov 2019 Construction Loan Mar 2020 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-597-3228-9 |
| Primary APN | C56-000-597-3228-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,352 sqft Living Area |
| Gross Area | 6,245 sqft |
| 1st Floor Area | 3,227 sqft |
| Upper Floors Area | 520 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 41,363 sqft (0.95 acres) |
| Lot Width | 135 ft Width |
| Garage Type | Attached |
| Garage Area | 763 sqft |
| Driveway | Driveway |
| Porch | Florida Room |
|---|---|
| Porch Area | 1,130 sqft |
| Deck Area | Deck Area |
| Boat House | Boat House |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 23 WARWICK DR |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-1027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODLAND SHORES LOT 6 BLK J |
| Legal Range | 23W |
| Legal Township | 01S |
| Legal Section | 31 |
| Legal Subdivision | WOODLAND SHORES |
| Legal Block | J |
| Legal Lot Number | 6 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21600 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 WARWICK DR, SHALIMAR, FL 32579-1027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2019 | Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK |
| Mar 26, 2020 | Loan Modification, Mortgage · Conventional Mortgage HANCOCK WHITNEY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 23 WARWICK DR, SHALIMAR, FL 32579-1027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034271401 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 3427/1401 |
| Instrument | 3316013 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 23 WARWICK DR, SHALIMAR, FL 32579-1027 |
| Document Number | 0034543599 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 WARWICK DR SHALIMAR FL 325791027, SHALIMAR, FL 32579-1027 |
| Document Number | 0034543599 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 003454/003599 |
| Instrument | 3350183 |
| Name | HANCOCK WHITNEY BK |
|---|---|
| Address | FLINT, MI 48501-2026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 6, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,285.00 (+5.27%) Homeowner's exemption | $796,412 (+5.99%) | $1,304,971 (-0.67%) Land $687,955 Building $617,016 |
| 2023 | $8,820.00 (+2.28%) Homeowner's exemption | $751,424 (+3%) | $1,313,822 (+9.33%) Land $642,948 Building $670,874 |
| 2022 | $8,623.00 Homeowner's exemption | $729,538 | $1,201,709 Land $572,273 Building $629,436 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 41 (1978–2020) |
| Claims Outside the SFHA | 15 of 41 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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