20 Stuart Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 20 Stuart Rd, Sterling, MA 01564 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2002
Square Footage	2,399 sqft Living Area
Lot Size	76,230 sqft (1.75 acres)
Occupancy	Owner Occupied
Last Sale	$408,000 (2010)
Tax Bill	$9,925.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`STER M:00065 L:00006`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,399 sqft Living Area
Gross Area	4,990 sqft Gross Area
Stories	3 Stories

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	76,230 sqft (1.75 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	20 STUART RD
City	STERLING
State	MA
Zip	01564-2211
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	6
Jurisdiction	STERLING MA
Minor Civil Division	STERLING
Census Blockgroup	2
Census Block	2041
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records · APN STER M:00065 L:00006

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 STUART RD, STERLING, MA 01564-2211
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2010 · Amount on Record
Deed Sale	Oct 15, 2010 · Amount on Record
Prior Sale	Jul 31, 2002 · Amount on Record
Deed Doc Number	2010114128
Deed Book / Page	46483 / 190
Record Refreshed	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	20 STUART RD, STERLING, MA 01564-2211
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57080-362
Date	May 08, 2017
Book Page	57080/362
Instrument	46013

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 01, 2027

Tax Assessment & Valuation

Source: Worcester County and Sterling Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,925.00 (+1.12%)	$770,600 (+4.5%) Land $174,000 Building $596,600	$735,490 (+4.06%)
2024	$9,815.00 (+9.36%)	$737,400 (+17.5%) Land $168,200 Building $569,200	$706,800
2023	$8,975.00	$627,600 Land $159,500 Building $468,100

Flood & Wildfire

20 Stuart Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.