Worcester County and Sterling Town property record for 18 Stuart Rd, Sterling, MA 01564 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,184 sqft · built 2002 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jan 2003) |
| Tax Bill | $8,031 (2025) |
| Deeds & Mortgages | Feb 2023 Refinance Jul 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | STER M:00065 L:00004 |
| Primary APN | STER M:00065 L:00004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| Gross Area | 4,175 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 18 STUART RD |
|---|---|
| City | STERLING |
| State | MA |
| Zip | 01564-2211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 4 |
| Jurisdiction | STERLING MA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 719100 |
Source: Worcester County and Sterling Town records · APN STER M:00065 L:00004
Assessment roll updated April 14, 2026 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 STUART RD, STERLING, MA 01564-2211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 09, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Jul 09, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2003 · Amount on Record |
| Deed Sale | Jan 30, 2003 · Amount on Record |
| Deed Book / Page | 28885 / 49 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 18 STUART RD, STERLING, MA 01564-2211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 068816-192 |
|---|---|
| Date | Feb 09, 2023 |
| Book Page | 68816/192 |
| Instrument | 12144 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 18 STUART RD, STERLING, MA 01564-2211 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 065584-173 |
|---|---|
| Date | Jul 09, 2021 |
| Book Page | 65584/173 |
| Instrument | 96073 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 01, 2061 |
Source: Worcester County and Sterling Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sterling Town |
| Unified School District | Wachusett School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,031.00 (+2.51%) | $623,500 (+5.93%) Land $155,800 Building $467,700 | $710,030 (+4.08%) |
| 2024 | $7,834.00 (+8.75%) | $588,600 (+16.83%) Land $150,600 Building $438,000 | $682,195 |
| 2023 | $7,204.00 | $503,800 Land $142,800 Building $361,000 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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