Worcester County and Sterling Town property record for 12 Stuart Rd, Sterling, MA 01564
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,156 sqft · built 2002 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (May 2013) |
| Tax Bill | $8,542 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | STER M:00065 L:00001 |
| Primary APN | STER M:00065 L:00001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,156 sqft Living Area |
| Gross Area | 4,128 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12 STUART RD |
|---|---|
| City | STERLING |
| State | MA |
| Zip | 01564-2211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 1 |
| Jurisdiction | STERLING MA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 719100 |
Source: Worcester County and Sterling Town records · APN STER M:00065 L:00001
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 STUART RD, STERLING, MA 01564-2211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Dec 11, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance GFA FEDERAL CREDIT UNION |
| May 04, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2013 · Amount on Record |
| Deed Sale | May 02, 2013 · Amount on Record |
| Prior Sale | May 02, 2013 · Amount on Record |
| Deed Book / Page | 50828 / 270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 12 STUART RD, STERLING, MA 01564-2211 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 064542-125 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 64542/125 |
| Instrument | 26119 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 12 STUART RD, STERLING, MA 01564-2211 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 068137-202 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 68137/202 |
| Instrument | 95068 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 01, 2062 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 12 STUART RD, STERLING, MA 01564-2211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61569-182 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 61569/182 |
| Instrument | 134112 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 12 STUART RD, STERLING, MA 01564-2211 |
| Document Number | 58782-13 |
| Instrument Date | May 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 12 STUART RD STERLING MA 015642211, STERLING, MA 01564-2211 |
| Document Number | 58782-13 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 058782/000013 |
| Instrument | 44636 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 09, 2038 |
Source: Worcester County and Sterling Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sterling Town |
| Unified School District | Wachusett School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,542.00 (+1.08%) | $663,200 (+4.46%) Land $160,500 Building $502,700 | $693,405 (+4.12%) |
| 2024 | $8,451.00 (+9.1%) | $634,900 (+17.21%) Land $155,100 Building $479,800 | $665,950 |
| 2023 | $7,746.00 | $541,700 Land $146,900 Building $394,800 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 29 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA2282000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STERLING WATER DEPARTMENT serves 6,814 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Feb 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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