Worcester County and Sterling Town property record for 15 Stuart Rd, Sterling, MA 01564 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,417 sqft Living Area |
| Lot Size | 46,174 sqft (1.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $640,000 (2021) |
| Tax Bill | $8,827.00 (2025) |
| Primary APN | STER M:00065 L:00008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,417 sqft Living Area |
| Gross Area | 4,857 sqft Gross Area |
| Stories | 3 Stories |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 46,174 sqft (1.06 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 15 STUART RD |
|---|---|
| City | STERLING |
| State | MA |
| Zip | 01564-2212 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 8 |
| Jurisdiction | STERLING MA |
| Minor Civil Division | STERLING |
| Census Blockgroup | 2 |
| Census Block | 2041 |
| Census Tract | 719100 |
Source: Worcester County and Sterling Town records · APN STER M:00065 L:00008
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 STUART RD, STERLING, MA 01564-2212 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit TIC FEDERAL CREDIT UNION |
| Dec 05, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance I-C FCU |
| Oct 06, 2021 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage I-C FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 06, 2021 · Amount on Record |
| Deed Sale | Oct 06, 2021 · Amount on Record |
| Prior Sale | Oct 29, 2007 · Amount on Record |
| Deed Doc Number | 2021140389 |
| Deed Book / Page | 66232 / 180 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Recording Date | May 27, 2026 |
| Property Address | 15 STUART RD, STERLING, MA 01564-2212 |
| Document Number | 0073626-92 |
| Book / Page | 73626 / 92 |
| Instrument Date | May 21, 2026 |
| Instrument | 202641684 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 STUART RD, STERLING, MA 01564-2212 |
| Document Number | 0000041684, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 73626/92 |
| Instrument | 202641684 |
| Name | TIC FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2051 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 15 STUART RD, STERLING, MA 01564-2212 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069958-274 |
|---|---|
| Date | Dec 05, 2023 |
| Book Page | 69958/274 |
| Instrument | 101677 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 01, 2049 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | STERLING MA |
| Recording Date | Oct 06, 2021 |
| Property Address | 15 STUART RD, STERLING, MA 01564-2212 |
| Document Number | 66232-180 |
| Book / Page | 66232 / 180 |
| Instrument Date | Oct 05, 2021 |
| Instrument | 140389 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 15 STUART RD, STERLING, MA 01564-2212 |
| Document Number | 140390 |
|---|---|
| Date | Oct 06, 2021 |
| Instrument | 140390 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Sterling Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sterling Town |
| Unified School District | Wachusett School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,827.00 (+1.12%) | $685,300 (+4.5%) Land $156,300 Building $529,000 | $737,960 (+1.09%) |
| 2024 | $8,729.00 (+9.33%) | $655,800 (+17.46%) Land $151,100 Building $504,700 | $729,980 |
| 2023 | $7,984.00 | $558,300 Land $143,300 Building $415,000 |
15 Stuart Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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