20 Spring Crossing Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 20 Spring Crossing Dr, Bluffton, SC 29910

Property Summary

Property TypeSingle Family Home
Details1 bd · 1,196 sqft · built 2002
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$171,000 (Nov 2016)
Tax Bill$960 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR60003000003600000

Property Details

APN / Parcel Number

Primary APNR60003000003600000
Alternative APN
  • 10123995

Interior

Bedrooms1 Bed
Total Rooms1 Room
Stories1 Story
Building Area1,196 sqft Living Area

Exterior

Year BuiltBuilt 2002
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10123995
Old Parcel NumberR60003000003600000
Street Address20 SPRING CROSSING DR
CityBLUFFTON
StateSC
Zip29910-5842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6116
Legal DescriptionLOT 36 SANDY POINTE S/D PH I PB82 P174 PB101 P24
Legal SubdivisionSANDY POINT SUBDIVISION
Legal Phase1
Legal Lot Number36
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group1
Census Block1035
Census Tract2106

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20 SPRING CROSSING DR, BLUFFTON, SC 29910-5842
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2016 · Amount on Record
Deed SaleNov 28, 2016 · Amount on Record
Prior SaleJun 20, 2012 · Amount on Record
Deed Document Number2016064029
Deed Book / Page3533 / 0431
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address20 SPRING CROSSING DR, BLUFFTON, SC 29910-5842
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039956
DateJul 28, 2020
Book Page3888/2822
Instrument2020039956
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term318 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$960.00 (-0.1%)$7,070 (-38%)
2024$961.00$11,404 (-) Land $2,288 Building $9,116$285,100 (-) Land $57,200 Building $227,900
2023$961.00 (+8.22%)$11,404 (+85.49%) Land $2,288 Building $9,116$285,100 (+85.49%) Land $57,200 Building $227,900
2022$888.00$6,148 Land $1,760 Building $4,388$153,700 Land $44,000 Building $109,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 428 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies428 in force
Nearby Flood Claims31 (2015–2024)
Claims Outside the SFHA30 of 31
Most Recent ClaimDec 2024 · rainfall accumulation
Claims by Event
  • Tropical Storm Debby, Aug 2024 · 12 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Matthew, Oct 2016 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBJW&SA
serves 164,829 people · EPA ID SC0720003
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Sparklight
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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