Bergen County and Waldwick Borough property record for 17 Smith St, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1930 |
| Square Footage | 1,637 sqft Living Area |
| Lot Size | 12,750 sqft (0.293 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $540,000 (2024) |
| Tax Bill | $11,548.00 (2025) |
| Primary APN | 64-00131-0000-00024-02 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,637 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame Construction |
| Lot Area | 12,750 sqft (0.293 acres) |
| Depth X Width | 170 ft x 75 ft Depth x Width |
| Old Parcel Number | 6400131000000024B |
|---|---|
| Street Address | 17 SMITH ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1612 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 75X170 3LT |
| Legal Subdivision | WALDWICK |
| Legal Block | 131 |
| Legal Lot Number | 24.2 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records · APN 64-00131-0000-00024-02
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17 SMITH ST, WALDWICK, NJ 07463-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE, INC |
| Jan 29, 2024 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 29, 2024 · Amount on Record |
| Deed Sale | Jan 29, 2024 · Amount on Record |
| Deed Doc Number | 20245915 |
| Deed Book / Page | 5169 / 427 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 04, 2026 |
| Property Address | 17 SMITH ST, WALDWICK, NJ 07463-1612 |
| Document Number | 0000029584 |
| Book / Page | 5787 / 1614 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202629584 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 17 SMITH ST, WALDWICK, NJ 07463-1612 |
| Document Number | 0000029584, |
|---|---|
| Date | May 04, 2026 |
| Book Page | 5787/1614 |
| Instrument | 202629584 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.1% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 29, 2024 |
| Property Address | 17 SMITH ST, WALDWICK, NJ 07463-1612 |
| Document Number | 0051690427 |
| Book / Page | 5169 / 427 |
| Instrument Date | Jan 23, 2024 |
| Instrument | 2024005915 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2024 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,559.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 87 TRUMAN BLVD, OAKLAND, NJ 07436-2014 |
| Name | Verified Name |
|---|---|
| Address | 17 SMITH ST, WALDWICK, NJ 07463-1612 |
| Document Number | 2024005916 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024005916 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $503,200 (-) Land $283,500 Building $219,700 | $503,200 (-) Land $283,500 Building $219,700 | |
| 2025 | $11,548.00 (+3.65%) | $503,200 (+34.51%) Land $283,500 Building $219,700 | $503,200 (+34.51%) Land $283,500 Building $219,700 |
| 2024 | $11,141.00 (+4.57%) | ||
| 2023 | $374,100 (-) Land $237,100 Building $137,000 | $374,100 (-) Land $237,100 Building $137,000 | |
| 2022 | $10,654.00 (+4.43%) | $374,100 Land $237,100 Building $137,000 | $374,100 Land $237,100 Building $137,000 |
| 2021 | $10,202.00 |
17 Smith St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 10th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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