20 S 3rd St, Hamilton, OH 45011 Property Records

Butler County property record for 20 S 3rd St, Hamilton, OH 45011

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	9,108 sqft · built 1890
Lot Size	0.07 acres (3,054 sqft)
Owner	Company Name on Record
Last Sale	$466,600 (Mar 2016)
Tax Bill	$2,832 (2025)
Deeds & Mortgages	Apr 2023 Sale & Line of Credit Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P6441-010-000-032`

Property Details

APN / Parcel Number

Primary APN	`P6441-010-000-032`
Alternative APNs	`0002500` `111574` `112669`

Interior

Stories	3 Stories
Building Area	9,108 sqft Gross Area
1st Floor Area	3,036 sqft
Basement Area	3,036 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,054 sqft (0.07 acres)
View / Lot	Central Business District
Canopy	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 S 3RD ST
City	HAMILTON
State	OH
Zip	45011-2814
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	103 N 47 OF S 64 CHAMPION #2 OFFSITE TIF
Legal Subdivision	HAMILTON
Legal Lot Number	103
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2033
Census Tract	14600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hamilton Downtown Historic District listed 2016 · 37 contributing resources · NRIS 16000458

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Butler County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4485 RETREAT LN, OXFORD, OH 45056-1940
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Warranty Deed, Transfer · Line of Credit VANCE FAMILY TRUST
Jul 6, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 5, 2020	Quit Claim Deed, Transfer WILLIAM UDALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2016 · Amount on Record
Deed Sale	Mar 7, 2016 · Amount on Record
Prior Sale	Mar 7, 2016 · Amount on Record
Deed Document Number	20168209
Deed Book / Page	8877 / 1527
Last Transfer Date	Jun 17, 2020
Transfer Doc	0000028313
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Apr 28, 2023
Property Address	20 S 3RD ST, HAMILTON, OH 45011-2814
Document Number	0000012757
Book / Page	9966 / 1782
Instrument Date	Apr 14, 2023
Instrument	2023-00012757
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4485 RETREAT LN, OXFORD, OH 45056-1940

Mortgage

Document Number	0099661784
Date	Apr 28, 2023
Instrument	9966/1784

Lender

Name	VANCE FAMILY TRUST
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Oct 19, 2023

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jul 6, 2020
Property Address	20 S 3RD ST, HAMILTON, OH 45011-2814
Document Number	0000028313
Book / Page	009467 / 001249
Instrument Date	Jun 17, 2020
Instrument	28313
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20-24 S 3RD ST HAMILTON OH 450112814, HAMILTON, OH 45011-2814

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTLER OH
Recording Date	Jun 5, 2020
Property Address	20 S 3RD ST, HAMILTON, OH 45011-2814
Document Number	0000022929
Book / Page	009451 / 001119
Instrument Date	May 4, 2020
Instrument	22929
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6203 FORREST OAKS CT MASON OH 450407360, MASON, OH 45040-7360

Mortgage

Document Number	22931
Date	Jun 5, 2020
Book Page	009451/001124
Instrument	22931

Lender

Name	WILLIAM UDALL
Address	2209 # 7, TACOMA, WA 98403

Agreement

Amount	Amount Recorded

Interest

Rate	10%

Tax Assessment & Valuation

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,832.00 (+3.43%)	$40,840 (-) Land $6,170 Building $34,670	$116,700 (-) Land $17,640 Building $99,060
2024	$2,738.00 (+24.29%)
2023	$2,203.00	$40,840 Land $6,170 Building $34,670	$116,700 Land $17,640 Building $99,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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