20 Ridge Pointe Dr, Covington, GA 30016 Property Records

Newton County property record for 20 Ridge Pointe Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,478 sqft · built 2004
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Tax Bill	$2,455 (2025)
Deeds & Mortgages	Jun 2026 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0064D-00000-002-000`

Property Details

APN / Parcel Number

Primary APN	`0064D-00000-002-000`
Alternative APNs	`0064D 002` `25137`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,478 sqft Heated Area
1st Floor Area	1,478 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25137
Street Address	20 RIDGE POINTE DR
City	COVINGTON
State	GA
Zip	30016-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2 STONE RIDGE PH1
Legal Subdivision	STONE RIDGE
Legal Phase	1
Legal Lot Number	2
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2043
Census Tract	100600

Owner

Source: Newton County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5632 MOUNTAIN MEADOW CT, STONE MOUNTAIN, GA 30087-6050
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Apr 5, 2019	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026
Deed Sale	Jun 30, 2026
Prior Sale	Aug 9, 2005 · Amount on Record
Deed Document Number	20267945
Deed Book / Page	4844 / 897
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Jun 30, 2026
Property Address	20 RIDGE POINTE DR, COVINGTON, GA 30016-4714
Document Number	0000007945
Book / Page	4844 / 897
Instrument Date	Jun 30, 2026
Instrument	20267945
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5632 MOUNTAIN MEADOW CT, STONE MOUNTAIN, GA 30087-6050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 RIDGE POINTE DR, COVINGTON, GA 30016-4714
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RIDGE POINTE DR, COVINGTON, GA 30016-4714

Mortgage

Document Number	0042570000000546
Date	Sep 2, 2021
Book Page	0000004257/0000000546
Instrument	016831

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 RIDGE POINTE DR, COVINGTON, GA 30016-4714
Document Number	0038260428
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RIDGE POINTE DR COVINGTON GA 300164714, COVINGTON, GA 30016-4714

Mortgage

Document Number	0038260428
Date	Apr 12, 2019
Book Page	003826/000428
Instrument	4437

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,455.00 (+3.59%) Homeowner's exemption	$104,360 (+7.85%) Land $18,000 Building $86,360	$260,900 (+7.85%) Land $45,000 Building $215,900
2024	$2,370.00 (+16.06%) Homeowner's exemption	$96,760 (+7.37%) Land $18,000 Building $78,760	$241,900 (+7.37%) Land $45,000 Building $196,900
2023		$90,120 Land $7,200 Building $82,920	$225,300 Land $18,000 Building $207,300
2022	$2,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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