40 Ridge Pointe Dr, Covington, GA 30016 Property Records

Newton County property record for 40 Ridge Pointe Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,530 sqft · built 2004
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Feb 2018)
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0064D-00000-004-000`

Property Details

APN / Parcel Number

Primary APN	`0064D-00000-004-000`
Alternative APNs	`0064D 004` `25139`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,530 sqft Heated Area
1st Floor Area	1,530 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25139
Old Parcel Number	0064D 004
Street Address	40 RIDGE POINTE DR
City	COVINGTON
State	GA
Zip	30016-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 4 STONE RIDGE PH1
Legal Subdivision	STONE RIDGE
Legal Phase	1
Legal Lot Number	4
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2043
Census Tract	100600

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 RIDGE POINTE DR, COVINGTON, GA 30016-4714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAZIE MORTGAGE
Feb 14, 2018	Grant Deed, Transfer · FHA Mortgage SOUTHPOINT FIN'L SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2018 · Amount on Record
Deed Sale	Feb 8, 2018 · Amount on Record
Prior Sale	Aug 15, 2006 · Amount on Record
Deed Document Number	0003665269
Deed Book / Page	3665 / 269
Last Transfer Date	Feb 14, 2018
Transfer Doc	0036650269
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 RIDGE POINTE DR, COVINGTON, GA 30016-4714
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RIDGE POINTE DR, COVINGTON, GA 30016-4714

Mortgage

Document Number	0043760000000367
Date	Apr 20, 2022
Book Page	0000004376/0000000367
Instrument	007161

Lender

Name	CAZIE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 14, 2018
Property Address	40 RIDGE POINTE DR, COVINGTON, GA 30016-4714
Document Number	0036650269
Book / Page	003665 / 000269
Instrument Date	Feb 8, 2018
Instrument	1815
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RIDGE POINTE DR COVINGTON GA 300164714, COVINGTON, GA 30016-4714

Mortgage

Document Number	36650270
Date	Feb 14, 2018
Book Page	003665/000270
Instrument	1816

Lender

Name	SOUTHPOINT FIN'L SVCS
Type	Funding / Finance Company
Address	ALPHARETTA, GA 30005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,680.00 (+27.38%)	$107,040 (+15.34%) Land $18,000 Building $89,040	$267,600 (+15.34%) Land $45,000 Building $222,600
2023		$92,800 Land $7,200 Building $85,600	$232,000 Land $18,000 Building $214,000
2022	$2,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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