10 Ridge Pointe Dr, Covington, GA 30016 Property Records

Newton County property record for 10 Ridge Pointe Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,635 sqft · built 2004
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Tax Bill	$2,739 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0064D-00000-001-000`

Property Details

APN / Parcel Number

Primary APN	`0064D-00000-001-000`
Alternative APNs	`0064D 001` `25136`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,635 sqft Heated Area
1st Floor Area	1,635 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25136
Street Address	10 RIDGE POINTE DR
City	COVINGTON
State	GA
Zip	30016-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 1 STONE RIDGE PH1
Legal Subdivision	STONE RIDGE
Legal Phase	1
Legal Lot Number	1
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2043
Census Tract	100600

Owner

Source: Newton County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 RIDGE POINTE DR, COVINGTON, GA 30016-4714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE
Apr 22, 2019	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2016
Deed Sale	Feb 20, 2016
Prior Sale	May 12, 2011
Deed Document Number	2016702
Deed Book / Page	3411 / 356
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	10 RIDGE POINTE DR, COVINGTON, GA 30016-4714
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIDGE POINTE DR, COVINGTON, GA 30016-4714

Mortgage

Document Number	0048070000000461
Date	Feb 27, 2026
Book Page	0000004807/0000000461

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	10 RIDGE POINTE DR, COVINGTON, GA 30016-4714
Document Number	0038920554
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIDGE POINTE DR COVINGTON GA 300164714, COVINGTON, GA 30016-4714

Mortgage

Document Number	0038920554
Date	Sep 12, 2019
Book Page	003892/000554
Instrument	11857

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,739.00 (+4.58%)	$109,400 (+6.5%) Land $18,000 Building $91,400	$273,500 (+6.5%) Land $45,000 Building $228,500
2024	$2,619.00 (+20.14%)	$102,720 (+6.51%) Land $18,000 Building $84,720	$256,800 (+6.51%) Land $45,000 Building $211,800
2023		$96,440 Land $7,200 Building $89,240	$241,100 Land $18,000 Building $223,100
2022	$2,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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