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45 Ridge Pointe Dr, Covington, GA 30016 Property Records

Newton County property record for 45 Ridge Pointe Dr, Covington, GA 30016 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,815 sqft Heated Area
Lot Size12,197 sqft (0.28 acres)
Garage640 sqft
OccupancyOwner Occupied
Last Sale$238,000 (2021)
Tax Bill$3,174.00 (2025)

Property Details

APN / Parcel Number

Primary APN0064D-00000-047-000
Alternative APNs
  • 0064D 047
  • 25182

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,815 sqft Heated Area
1st Floor902 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialVinyl Exterior
Construction TypeStone Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,197 sqft (0.28 acres)
Parking Spaces2 Parking Spaces
Garage Area640 sqft Garage
Deck Area24 sqft Deck
Patio Area144 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number25182
Street Address45 RIDGE POINTE DR
CityCOVINGTON
StateGA
Zip30016-4712
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 93 STONE RIDGE PH1
Legal SubdivisionSTONE RIDGE
Legal Phase1
Legal Lot Number93
JurisdictionNEWTON GA
Minor Civil DivisionCOVINGTON-PORTERDALE
Census Blockgroup2
Census Block2046
Census Tract100600

Owner

Source: Newton County records · APN 0064D-00000-047-000

Assessment roll updated December 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 RIDGE POINTE DR, COVINGTON, GA 30016-4712
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
VANDERBILT MORTGAGE
Mar 13, 2019Grant Deed, Transfer
SYNOVUS BK
Mar 13, 2019Correction Deed, Transfer
ATTORNEY ONLY
Feb 06, 2019Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 13, 2021 · Amount on Record
Deed SaleAug 13, 2021 · Amount on Record
Prior SaleMar 12, 2019 · Amount on Record
Deed Doc Number20214448
Deed Book / Page4249 / 619
Record RefreshedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWTON GA
Recording DateAug 13, 2021
Property Address45 RIDGE POINTE DR, COVINGTON, GA 30016-4712
Document Number0042490619
Book / Page4249 / 619
Instrument DateAug 13, 2021
Instrument2021-004448
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 RIDGE POINTE DR, COVINGTON, GA 30016-4712

Mortgage

Document Number0042490000000622
DateAug 18, 2021
Book Page0000004249/0000000622
Instrument015897
Lender
NameVANDERBILT MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEWTON GA
Recording DateMar 13, 2019
Property Address45 RIDGE POINTE DR, COVINGTON, GA 30016-4712
Document Number0038140506
Book / Page003814 / 000506
Instrument DateMar 12, 2019
Instrument3137
Transaction TypeTransfer
Record UpdatedApr 05, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 RIDGE POINTE DR COVINGTON GA 300164712, COVINGTON, GA 30016-4712

Mortgage

Document Number38140510
DateMar 13, 2019
Book Page003814/000510
Instrument3138
Lender
NameSYNOVUS BK
TypeBank
AddressMARIETTA, GA 30060
Agreement
AmountAmount Recorded
Term360 Months
DueMar 12, 2049

March 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionNEWTON GA
Recording DateMar 13, 2019
Property Address45 RIDGE POINTE DR, COVINGTON, GA 30016-4712
Document Number0038140504
Book / Page003814 / 000504
Instrument DateMar 04, 2019
Instrument3136
Transaction TypeTransfer
Record UpdatedApr 04, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 RIDGE POINTE DR COVINGTON GA 300164712, COVINGTON, GA 30016-4712

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEWTON GA
Recording DateFeb 06, 2019
Property Address45 RIDGE POINTE DR, COVINGTON, GA 30016-4712
Document Number0038010242
Book / Page003801 / 000242
Instrument DateFeb 06, 2019
Instrument1582
Transaction TypeTransfer
Record UpdatedMar 26, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 RIDGE POINTE DR COVINGTON GA 300164712, COVINGTON, GA 30016-4712

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated December 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,174.00 (+14.13%) Homeowner's exemption$135,520 (+23.02%) Land $18,000 Building $117,520$338,800 (+23.02%) Land $45,000 Building $293,800
2023$110,160 Land $7,200 Building $102,960$275,400 Land $18,000 Building $257,400
2022$2,781.00

Flood & Wildfire

45 Ridge Pointe Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Newton County (13217C), updated September 30, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
32nd percentile of exposed land nationally · 9th in Georgia
Wildfire LikelihoodLow — about 1 in 3,030 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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