20 Lowland, Irvine, CA 92602 Property Records

Orange County property record for 20 Lowland, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,145 sqft · built 2014
Lot Size	0.164 acres (7,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,780,000 (Oct 2021)
Tax Bill	$39,674 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2021 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`527-111-34`

Property Details

APN / Parcel Number

Primary APN	`527-111-34`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Building Area	4,145 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	7,132 sqft (0.164 acres)
Garage Area	654 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Street Address	20 LOWLAND
City	IRVINE
State	CA
Zip	92602-0837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16703 BLK LOT 82
Legal Subdivision	TRACT NO 16703
Legal Tract	16703
Legal Lot Number	82
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3012
Census Tract	52437

Owner

Source: Orange County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 LOWLAND, IRVINE, CA 92602-0837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Gift Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Oct 19, 2021	Intrafamily Transfer, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Oct 19, 2021	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
May 30, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jan 22, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Aug 30, 2018	Grant Deed, Transfer BANK OF AMERICA
Jul 21, 2017	Deed of Trust, Mortgage BANK OF AMERICA
Jan 25, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	2021639036
Last Transfer Date	Jun 23, 2026
Transfer Doc	0000194437
Record Updated	Sep 20, 2026

July 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 7, 2026
Property Address	20 LOWLAND, IRVINE, CA 92602-0837
Document Number	0000194437
Instrument Date	Jun 23, 2026
Instrument	2026194437
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	PACIFIC TITLE, PACIFIC COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 LOWLAND, IRVINE, CA 92602-0837

Mortgage

Document Number	0000194438,
Date	Jul 7, 2026
Instrument	2026194438

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 19, 2021
Property Address	20 LOWLAND, IRVINE, CA 92602-0837
Document Number	0000639035
Map Reference	MB 921 PG 14-19
Instrument Date	Oct 15, 2021
Instrument	2021000639035
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LOWLAND, IRVINE, CA 92602-0837

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 19, 2021
Property Address	20 LOWLAND, IRVINE, CA 92602-0837
Document Number	0000639036
Map Reference	MB 921 PG 14-19
Instrument Date	Sep 22, 2021
Instrument	2021000639036
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LOWLAND, IRVINE, CA 92602-0837

Mortgage

Document Number	0000639037
Date	Oct 19, 2021
Instrument	2021000639037

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	1-Year LIBOR
Max Rate	9.99%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 LOWLAND, IRVINE, CA 92602-0837
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LOWLAND, IRVINE, CA 92602-0837

Mortgage

Document Number	0000410895
Date	Jun 23, 2021
Instrument	2021000410895

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	4.5%
Index	Other
Margin	3
Max Rate	7.5%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 LOWLAND, IRVINE, CA 92602-0837
Document Number	0000198781
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20 LOWLAND IRVINE CA 926020837, IRVINE, CA 92602-0837

Mortgage

Document Number	0000198781
Date	Jun 10, 2019
Instrument	198781

Lender

Name	BANK OF AMERICA
Type	Bank
Address	275 VALENCIA AVE, BREA, CA 92823-6340

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 LOWLAND, IRVINE, CA 92602-0837
Document Number	0000031631
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20 LOWLAND IRVINE CA 926020837, IRVINE, CA 92602-0837

Mortgage

Document Number	0000031631
Date	Jan 31, 2019
Instrument	31631

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 30, 2018
Property Address	20 LOWLAND, IRVINE, CA 92602-0837
Document Number	0000320190
Instrument Date	Aug 21, 2018
Instrument	320190
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	WFG NATIONAL TITLE COMPANY/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20 LOWLAND IRVINE CA 926020837, IRVINE, CA 92602-0837

Mortgage

Document Number	320191
Date	Aug 30, 2018
Instrument	320191

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 LOWLAND, IRVINE, CA 92602-0837
Document Number	0000324607
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20 LOWLAND IRVINE CA 926020837, IRVINE, CA 92602-0837

Mortgage

Document Number	0000324607
Date	Aug 7, 2017
Instrument	324607

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 LOWLAND, IRVINE, CA 92602-0837
Document Number	0000045044
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20 LOWLAND IRVINE CA 926020837, IRVINE, CA 92602-0837

Mortgage

Document Number	0000045044
Date	Feb 1, 2017
Instrument	45044

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$39,674.00 (+6.16%)	$2,950,158 (+4.04%) Land $1,942,617 Building $1,007,541
2023	$37,372.00 (+1.81%)	$2,835,600 Land $1,867,182 Building $968,418
2022	$36,707.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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