28 Lowland, Irvine, CA 92602 Property Records

Orange County property record for 28 Lowland, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,121 sqft · built 2013
Lot Size	0.151 acres (6,587 sqft)
Owner	Individual Name on Record
Last Sale	$3,218,000 (Jun 2022)
Tax Bill	$44,503 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Jun 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`527-111-30`

Property Details

APN / Parcel Number

Primary APN	`527-111-30`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	4,121 sqft Living Area

Exterior

Year Built	Built 2013
Lot Area	6,587 sqft (0.151 acres)
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	28 LOWLAND
City	IRVINE
State	CA
Zip	92602-0837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16703 BLK LOT 78
Legal Tract	16703
Legal Lot Number	78
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3012
Census Tract	52437

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	28 LOWLAND, IRVINE, CA 92602-0837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BIN LI
Jun 7, 2022	Intrafamily Transfer, Transfer PROVIDENT TITLE
Jun 7, 2022	Grant Deed, Transfer · Conventional Mortgage CATHAY BANK
May 30, 2018	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB
Jan 3, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2022 · Amount on Record
Deed Sale	Jun 7, 2022 · Amount on Record
Prior Sale	Jun 7, 2022
Deed Document Number	2022000207010
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28 LOWLAND, IRVINE, CA 92602-0837
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15333 CULVER DR 340313, 340313, IRVINE, CA 92604-3078

Mortgage

Document Number	0000310211
Date	Sep 19, 2022
Instrument	2022000310211

Lender

Name	BIN LI
Type	Private Party
Address	28 LOWLAND, IRVINE, CA 92602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Oct 19, 2022

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 7, 2022
Property Address	28 LOWLAND, IRVINE, CA 92602-0837
Document Number	0000207009
Map Reference	MB 921 PG 14-19
Instrument Date	Apr 14, 2022
Instrument	2022000207009
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	PROVIDENT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BRANDING IRON, IRVINE, CA 92602-1836

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 7, 2022
Property Address	28 LOWLAND, IRVINE, CA 92602-0837
Document Number	0000207010
Map Reference	MB 921 PG 14-19
Instrument Date	Apr 14, 2022
Instrument	2022000207010
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	PROVIDENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	28 LOWLAND, IRVINE, CA 92602-0837

Mortgage

Document Number	0000207011
Date	Jun 7, 2022
Instrument	2022000207011

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	1-Year CMT
Max Rate	10%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 30, 2018
Property Address	28 LOWLAND, IRVINE, CA 92602-0837
Document Number	0000197671
Map Reference	MB921 PG14-19
Instrument Date	Apr 28, 2018
Instrument	2018000197671
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 ROWLAND CT, IRVINE, CA 92617-5006

Mortgage

Document Number	0000197672
Date	May 30, 2018
Instrument	2018000197672

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jun 1, 2019
Change Frequency	Annually
Min Rate At Change	4.32%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	11.3%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 3, 2018
Property Address	28 LOWLAND, IRVINE, CA 92602-0837
Document Number	0000001852
Instrument Date	Dec 21, 2017
Instrument	1852
Transaction Type	Transfer
Record Updated	Jan 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$6,303.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 SPECTRUM CENTER DR #1450 IRVINE CA 926184984, 1450, IRVINE, CA 92618-4984

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$44,503.00 (+6.29%)	$3,414,967 (+4.04%) Land $2,403,392 Building $1,011,575
2023	$41,870.00 (+31.03%)	$3,282,360 Land $2,310,064 Building $972,296
2022	$31,954.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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