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20 Lake Vista Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 20 Lake Vista Way, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,596 sqft · built 1989
OwnerIndividual Name on File
Last Sale$315,000 (Apr 2020)
Tax Bill$2,361 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4126-04-00-0580

Property Details

APN / Parcel Number

Primary APN4126-04-00-0580
Alternative APNs
  • 31142604000580
  • 4981314.0
  • 4981314

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,596 sqft Living Area
1st Floor Area2,596 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1995
Exterior MaterialBaked Enamel
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchOpen Porch
Porch Area345 sqft
Patio Area660 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number4981314.0
Old Parcel Number31142604000580
Street Address20 LAKE VISTA WAY
CityORMOND BEACH
StateFL
Zip32174-6785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 58 BREAKAWAY TRAILS PHASE 2 MB 41 PGS 185-187 INC PER OR 3327 PG 1691 PER OR 6521 PG 2646 PER OR 7538 PG 0833 PER OR 7837
Legal Range31E
Legal Township14S
Legal Section26
Legal SubdivisionTRAILS
Legal Phase2
Legal Tract4
Legal Lot Number58
JurisdictionVOLUSIA FL
Township / Civil DivisionCENTRAL VOLUSIA
Census Block Group1
Census Block1013
Census Tract83203

Owner

20 Lake Vista Way is owned and occupied by an individual who bought it in April 2020.

Source: Volusia County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address20 LAKE VISTA WAY, ORMOND BEACH, FL 32174-6785
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Apr 3, 2020Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP
Apr 27, 2018Warranty Deed, Transfer · FHA Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2020 · Amount on File
Deed SaleApr 3, 2020 · Amount on File
Prior SaleApr 27, 2018 · Amount on File
Deed Document Number2020-066141
Deed Book / Page7837 / 851
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address20 LAKE VISTA WAY, ORMOND BEACH, FL 32174-6785
Transaction TypeMortgage
Record UpdatedAug 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 LAKE VISTA WAY, ORMOND BEACH, FL 32174-6785

Mortgage

Document Number0082960904
DateAug 11, 2022
Book Page8296/904
Instrument2022187338
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueAug 31, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateApr 3, 2020
Property Address20 LAKE VISTA WAY, ORMOND BEACH, FL 32174-6785
Document Number0078370851
Book / Page7837 / 851
Map ReferenceMB 41 PG 185-187
Instrument DateApr 2, 2020
Instrument2020-066141
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyREALTY PRO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address245 SANDS PARC BLVD APT 101, 245, DAYTONA BEACH, FL 32117-0056

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 LAKE VISTA WAY, ORMOND BEACH, FL 32174-6785

Mortgage

Document Number0078370853
DateApr 3, 2020
Instrument7837/0853
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateApr 27, 2018
Property Address20 LAKE VISTA WAY, ORMOND BEACH, FL 32174-6785
Document Number0075380833
Book / Page7538 / 0833
Map ReferenceMB41 PG185-187
Instrument DateApr 24, 2018
Instrument2018-085062
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyOLDE FLORIDA TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,142.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 LAKE VISTA WAY, 20, ORMOND BEACH, FL 32174-6785

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 LAKE VISTA WAY, ORMOND BEACH, FL 32174-6785

Mortgage

Document Number2018085063
DateApr 27, 2018
Instrument2018-085063
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20 Lake Vista Way was $2,361 with a homeowner's exemption.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,361.00 Homeowner's exemption$174,939$496,561 Land $75,000 Building $421,561
2023$2,013.00 (+3.6%) Homeowner's exemption$165,058 (+3%)$439,371 (+20.08%) Land $75,000 Building $364,371
2022$1,943.00 Homeowner's exemption$160,250$365,905 Land $66,000 Building $299,905

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Lake Vista Way in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims46 (1994–2024)
Claims Outside the SFHA8 of 46
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 10 claims
  • Hurricane Ian, Sep 2022 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Lake Vista Way is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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