20 Charter Ridge Dr, Sandy Hook, CT 06482 Property Records

Newtown Town property record for 20 Charter Ridge Dr, Sandy Hook, CT 06482 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,144 sqft · built 1996
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on File
Last Sale	$880,000 (May 2026)
Tax Bill	$12,292 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00708451`

Property Details

APN / Parcel Number

Primary APN	`00708451`
Alternative APNs	`NTWN M:50 B:7 L:60 U:49` `NEWT M:50 B:7 L:60 U:49` `708451`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,144 sqft Living Area
Gross Area	5,192 sqft
1st Floor Area	1,800 sqft
Basement Area	1,760 sqft
Unfinished Basement	308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	57,064 sqft (1.31 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	708451
Street Address	20 CHARTER RIDGE DR
City	SANDY HOOK
State	CT
Zip	06482-1581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	60
Jurisdiction	NEWTOWN CT
Township / Civil Division	NEWTOWN
Census Block Group	1
Census Block	1011
Census Tract	230501

Owner

Source: Newtown Town records · APN 00708451

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	84 OBTUSE RD S, BROOKFIELD, CT 06804-3131
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWTOWN SAVINGS BANK
Dec 22, 2020	Deed of Trust, Mortgage · Balloon Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Jul 24, 2009 · Amount on Record
Deed Book / Page	1249 / 597
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTOWN CT
Recording Date	May 26, 2026
Property Address	20 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1581
Document Number	001249-597
Book / Page	1249 / 597
Instrument Date	May 20, 2026
Instrument	20261450
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 OBTUSE RD S, BROOKFIELD, CT 06804-3131

Mortgage

Date	May 26, 2026

Lender

Name	NEWTOWN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.37%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	20 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1581
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1158-806
Date	Dec 22, 2020
Book Page	1158/806
Instrument	2020-6334

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Newtown Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Newtown Town
Unified School District	Newtown School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,292.00	$427,680 (-) Land $103,470 Building $324,210	$299,376 Land $72,429 Building $226,947
2024	$12,292.00 (+9.53%)
2023	$11,222.00 (+3.56%)	$427,680 (+36.84%) Land $103,470 Building $324,210
2022	$10,836.00	$312,540 Land $86,630 Building $225,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09001C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Frontier, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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