12 Charter Ridge Dr, Sandy Hook, CT 06482 Property Records

Newtown Town property record for 12 Charter Ridge Dr, Sandy Hook, CT 06482

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,915 sqft · built 1996
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jun 2020)
Tax Bill	$12,433 (2025)
Deeds & Mortgages	Aug 2021 Refinance Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00708449`

Property Details

APN / Parcel Number

Primary APN	`00708449`
Alternative APNs	`NTWN M:50 B:7 L:58 U:47` `NEWT M:50 B:7 L:58 U:47` `708449`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,915 sqft Living Area
Gross Area	5,391 sqft
1st Floor Area	1,687 sqft
Basement Area	1,634 sqft
Unfinished Basement	567 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	86,249 sqft (1.98 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	708449
Street Address	12 CHARTER RIDGE DR
City	SANDY HOOK
State	CT
Zip	06482-1577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	7
Legal Lot Number	58
Jurisdiction	NEWTOWN CT
Township / Civil Division	NEWTOWN
Census Block Group	1
Census Block	1002
Census Tract	230501

Owner

12 Charter Ridge Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Newtown Town records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1577
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL SECURITY CREDIT UNION
Jun 29, 2020	Warranty Deed, Transfer · Conventional Mortgage MUTUAL SEC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on File
Deed Sale	Jun 29, 2020 · Amount on File
Prior Sale	Aug 21, 2006 · Amount on File
Deed Document Number	20203030
Deed Book / Page	1145 / 180
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	12 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1577
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001177-856
Date	Aug 23, 2021
Book Page	1177/856
Instrument	20210-00004724

Lender

Name	MUTUAL SECURITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTOWN CT
Recording Date	Jun 29, 2020
Property Address	12 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1577
Document Number	1145-180
Book / Page	001145 / 000180
Instrument Date	Jun 10, 2020
Instrument	3030
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SUREN LN SHELTON CT 064842064, SHELTON, CT 06484-2064

Mortgage

Document Number	1145-196
Date	Jun 29, 2020
Book Page	001145/000196
Instrument	3032

Lender

Name	MUTUAL SEC CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12 Charter Ridge Dr was $12,433.

Source: Newtown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Newtown Town
Unified School District	Newtown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,433.00	$432,600 Land $108,530 Building $324,070	$302,820 Land $75,971 Building $226,849
2024	$12,433.00 (+9.53%)
2023	$11,351.00 (+2.47%)	$432,600 (+35.4%) Land $108,530 Building $324,070
2022	$11,077.00	$319,500 Land $92,020 Building $227,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Charter Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Charter Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charter Ridge Dr

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