16 Charter Ridge Dr, Sandy Hook, CT 06482 Property Records

Newtown Town property record for 16 Charter Ridge Dr, Sandy Hook, CT 06482

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,518 sqft · built 1996
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Dec 2018)
Tax Bill	$13,376 (2025)
Deeds & Mortgages	Jul 2021 Refinance Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00708450`

Property Details

APN / Parcel Number

Primary APN	`00708450`
Alternative APNs	`NTWN M:50 B:7 L:59 U:48` `NEWT M:50 B:7 L:59 U:48` `708450`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,518 sqft Living Area
Gross Area	7,007 sqft
1st Floor Area	2,265 sqft
Basement Area	2,265 sqft
Unfinished Basement	2,243 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	80,586 sqft (1.85 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	708450
Street Address	16 CHARTER RIDGE DR
City	SANDY HOOK
State	CT
Zip	06482-1577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	7
Legal Lot Number	59
Jurisdiction	NEWTOWN CT
Township / Civil Division	NEWTOWN
Census Block Group	1
Census Block	1002
Census Tract	230501

Owner

Source: Newtown Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1577
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Dec 19, 2018	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on Record
Deed Sale	Dec 19, 2018 · Amount on Record
Prior Sale	Aug 15, 1996 · Amount on Record
Deed Document Number	20184012080002
Deed Book / Page	1120 / 665
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	16 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1577
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001174-860
Date	Jul 14, 2021
Book Page	1174/860
Instrument	20210-00004020

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTOWN CT
Recording Date	Dec 19, 2018
Property Address	16 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1577
Document Number	1120-665
Book / Page	001120 / 000665
Instrument Date	Dec 16, 2018
Instrument	12080002
Transaction Type	Transfer
Record Updated	Jan 8, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$545.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CHARTER RIDGE DR SANDY HOOK CT 064821577, SANDY HOOK, CT 06482-1577

Mortgage

Document Number	1120-669
Date	Dec 19, 2018
Book Page	001120/000669
Instrument	12100016

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2048

Tax Assessment & Valuation

Source: Newtown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Newtown Town
Unified School District	Newtown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,376.00	$465,410 (+0.87%) Land $107,550 Building $357,860	$325,787 Land $75,285 Building $250,502
2024	$13,376.00 (+10.48%)
2023	$12,107.00 (+1.49%)	$461,380 (+34.1%) Land $107,550 Building $353,830
2022	$11,929.00	$344,060 Land $90,980 Building $253,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charter Ridge Dr

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