23 Charter Ridge Dr, Sandy Hook, CT 06482 Property Records

Newtown Town property record for 23 Charter Ridge Dr, Sandy Hook, CT 06482

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,117 sqft · built 1998
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (May 2021)
Tax Bill	$13,104 (2025)
Deeds & Mortgages	Jan 2020 Refinance May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00924184`

Property Details

APN / Parcel Number

Primary APN	`00924184`
Alternative APNs	`NTWN M:50 B:7 L:92 U:78` `NEWT M:50 B:7 L:92 U:78` `924184`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,117 sqft Living Area
Gross Area	6,190 sqft
1st Floor Area	1,683 sqft
Basement Area	1,683 sqft
Unfinished Basement	671 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Detached
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	924184
Street Address	23 CHARTER RIDGE DR
City	SANDY HOOK
State	CT
Zip	06482-1573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	7
Legal Lot Number	92
Jurisdiction	NEWTOWN CT
Township / Civil Division	NEWTOWN
Census Block Group	1
Census Block	1012
Census Tract	230501

Owner

23 Charter Ridge Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Newtown Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PRIME LENDING INC
May 26, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA
May 26, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA
Apr 30, 2019	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on File
Deed Sale	May 26, 2021 · Amount on File
Prior Sale	Apr 30, 2019 · Amount on File
Deed Document Number	20213035
Deed Book / Page	2093 / 1069
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	23 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1573
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001136-841
Date	Jan 15, 2020
Book Page	1136/841
Instrument	4098090015

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTOWN CT
Recording Date	May 26, 2021
Property Address	23 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1573
Document Number	2093-1069
Book / Page	2093 / 1069
Instrument Date	May 21, 2021
Instrument	20210-00003035
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	21000003036
Date	May 26, 2021
Instrument	210-00003036

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTOWN CT
Recording Date	May 26, 2021
Property Address	23 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1573
Document Number	02093-1069
Book / Page	2093 / 1069
Instrument Date	May 21, 2021
Instrument	2021-3035
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0020213036
Date	May 26, 2021
Instrument	2021-3036

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTOWN CT
Recording Date	Apr 30, 2019
Property Address	23 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1573
Document Number	1124-466
Book / Page	001124 / 000466
Instrument Date	Apr 24, 2019
Instrument	29040003
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$545.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 BONNIE BRAE DR NEWTOWN CT 064702248, NEWTOWN, CT 06470-2248

Mortgage

Document Number	1124-469
Date	Apr 30, 2019
Book Page	001124/000469
Instrument	29050016

Lender

Name	PRIME LNDG

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 23 Charter Ridge Dr was $13,104.

Source: Newtown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Newtown Town
Unified School District	Newtown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,104.00	$455,940 Land $101,720 Building $354,220	$319,158 Land $71,204 Building $247,954
2024	$13,104.00 (+9.53%)
2023	$11,964.00 (+4.82%)	$455,940 (+38.49%) Land $101,720 Building $354,220
2022	$11,414.00	$329,220 Land $84,770 Building $244,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Charter Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Charter Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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