2 Somerset Downs, Saint Louis, MO 63124 Property Records

St. Louis County property record for 2 Somerset Downs, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 8,720 sqft · built 1963
Lot Size	3.16 acres (137,650 sqft)
Owner	Company Name on Record
Last Sale	$729,172 (Nov 2021)
Tax Bill	$28,377 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20M-22-0033`

Property Details

APN / Parcel Number

Primary APN	`20M-22-0033`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	16 Rooms
Stories	1 Story
Building Area	8,720 sqft Living Area
Gross Area	9,890 sqft
1st Floor Area	2,772 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Brick
Foundation Type	Raised
Lot Area	137,650 sqft
Lot Dimensions	180 ft deep x 338 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	1,170 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	792 sqft
Porch	Open Frame Porch
Porch Area	2,327 sqft
Balcony Area	60 sqft
Utility Building	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 SOMERSET DOWNS
City	SAINT LOUIS
State	MO
Zip	63124-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33A
Legal Description	SOMERSET DOWNS LOT 2
Legal Subdivision	SOMERSET DOWNS
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	3
Census Block	3005
Census Tract	217500

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1000
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 9, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 18, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Jun 12, 2015 · Amount on Record
Deed Document Number	2021274
Deed Book / Page	25208 / 2005
Prior Transfer Date	Sep 1, 2021
Prior Transfer Doc	0252082029
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Nov 9, 2021
Property Address	2 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1000
Document Number	0252082005
Book / Page	25208 / 2005
Map Reference	MB 68 PG 4
Instrument Date	Sep 1, 2021
Instrument	2021110900274
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1000

Mortgage

Document Number	2021110900275
Date	Nov 9, 2021
Instrument	2021110900275

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Nov 9, 2021
Property Address	2 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1000
Document Number	0252082029
Book / Page	25208 / 2029
Map Reference	MB 68 PG 4
Instrument Date	Sep 1, 2021
Instrument	2021110900276
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1000

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Sep 18, 2020
Property Address	2 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1000
Document Number	0241790171
Book / Page	24179 / 171
Map Reference	MB 68 PG 4
Instrument Date	Sep 8, 2020
Instrument	2020091800320
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1000

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,000 (-20.06%) Land $300,200 Building $136,800	$2,300,000 (-20.06%) Land $1,580,000 Building $720,000
2025	$28,377.00 (+18.88%)	$546,670 (+54.56%) Land $300,200 Building $246,470	$2,877,200 (+54.56%) Land $1,580,000 Building $1,297,200
2024	$23,870.00 (+0.19%)
2023	$23,825.00	$353,690 Land $180,120 Building $173,570	$1,861,500 Land $948,000 Building $913,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	103 (1979–2024)
Claims Outside the SFHA	27 of 103
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 4 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 23 claims Severe Storms & Flooding, Sep 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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