St. Louis County property record for 1 Somerset Downs, Saint Louis, MO 63124 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2015 |
| Square Footage | 4,178 sqft Living Area |
| Lot Size | 130,680 sqft (3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,085,000 (2018) |
| Tax Bill | $18,743.00 (2024) |
| Primary APN | 20M-22-0051 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 4,178 sqft Living Area |
| 1st Floor | 4,178 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 130,680 sqft (3 acres) |
| Depth X Width | 454 ft x 398 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 576 sqft Garage |
| Carport | Carport |
| Carport Area | 576 sqft Carport |
| Pool Area | 512 sqft Pool |
|---|---|
| Shed | 1 Shed |
| Shed Area | 1,008 sqft Shed |
| Porch | Open Porch |
| Porch Area | 488 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1 SOMERSET DOWNS |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63124-1000 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOMERSET DOWNS LOT 1 |
| Legal Subdivision | SOMERSET DOWNS |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MO |
| Minor Civil Division | CLAYTON |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 217500 |
Source: St. Louis County records · APN 20M-22-0051
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1000 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 17, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Mar 29, 2022 | Deed of Trust, Mortgage · Line of Credit PEOPLES NATIONAL BANK NA |
| Aug 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 14, 2020 | Deed of Trust, Mortgage · Line of Credit BANK STAR |
| Jun 04, 2018 | Warranty Deed, Transfer JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2018 · Amount on Record |
| Deed Sale | Jun 04, 2018 · Amount on Record |
| Prior Sale | May 05, 2014 · Amount on Record |
| Deed Doc Number | 201819 |
| Deed Book / Page | 23052 / 149 |
| Prior Transfer Date | Sep 20, 2005 |
| Prior Transfer Doc | 0168062521 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1000 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2025 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 1 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1000 |
| Document Number | 2025071700313 |
|---|---|
| Date | Jul 17, 2025 |
| Instrument | 2025071700313 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1000 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022032900680 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022032900680 |
| Name | PEOPLES NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1000 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Name | Verified Name |
|---|---|
| Address | 1 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1000 |
| Document Number | 0241763221 |
|---|---|
| Date | Aug 05, 2020 |
| Book Page | 24176/3221 |
| Instrument | 2020080501096 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jul 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1000 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1000 |
| Document Number | 0242125593 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 24212/5593 |
| Instrument | 2020081400323 |
| Name | BANK STAR |
|---|---|
| Type | Bank |
| Address | PACIFIC, MO 63069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 04, 2018 |
| Property Address | 1 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1000 |
| Document Number | 0230520149 |
| Book / Page | 023052 / 000149 |
| Instrument Date | May 30, 2018 |
| Instrument | 19 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 SOMERSET DOWNS ST LOUIS MO 631241036, ST LOUIS, MO 63124-1036 |
| Document Number | 230520152 |
|---|---|
| Date | Jun 04, 2018 |
| Book Page | 023052/000152 |
| Instrument | 20 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 03, 2048 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ladue City |
| Unified School District | Ladue School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $410,950 (+47.97%) Land $256,500 Building $154,450 | $2,162,900 (+47.97%) Land $1,350,000 Building $812,900 | |
| 2024 | $18,743.00 (+0.19%) | ||
| 2023 | $18,707.00 | $277,720 Land $153,900 Building $123,820 | $1,461,700 Land $810,000 Building $651,700 |
1 Somerset Downs is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (29189C), updated August 10, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 3rd percentile of exposed land nationally · 5th in Missouri |
|---|---|
| Wildfire Likelihood | Low — about 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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