St. Louis County property record for 24 Somerset Downs, Saint Louis, MO 63124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 19,270 sqft · built 2009 |
| Lot Size | 6.42 acres (279,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,450,000 (Jul 2008) |
| Tax Bill | $99,860 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20M-21-0171 |
| Primary APN | 20M-21-0171 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 6 Half Baths |
| Plumbing Fixtures | 34 Plumbing Fixtures |
| Total Rooms | 20 Rooms |
| Stories | 2 Stories |
| Building Area | 19,270 sqft Living Area |
| Gross Area | 22,630 sqft |
| 1st Floor Area | 2,914 sqft |
| Basement Area | 4,538 sqft |
| Finished Basement | 4,538 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Lot Area | 279,829 sqft |
| Lot Dimensions | 239 ft deep x 845 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 2,052 sqft |
| Pool Area | 1,152 sqft |
|---|---|
| Porch | Stoop |
| Porch Area | 657 sqft |
| Patio Area | 1,784 sqft |
| Poultry House | 260 sqft |
| Boat House | 1,374 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 24 SOMERSET DOWNS |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63124-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 33A |
| Legal Description | SOMERSET DOWNS KOSUP CONSOLIDATION LOT D/E |
| Legal Subdivision | SOMERSET DOWNS KOSUP CONSOLIDATION |
| Legal Lot Number | D |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CLAYTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 217500 |
24 Somerset Downs is owned and occupied by two individuals who bought it in July 2008.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2008 · Amount on File |
| Deed Sale | Jul 24, 2008 · Amount on File |
| Prior Sale | Jul 23, 2008 · Amount on File |
| Deed Document Number | 20081010 |
| Deed Book / Page | 17962 / 3293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 24 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1007 |
| Document Number | 0227122222 |
| Book / Page | 022712 / 002222 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2017 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 24 SOMERSET DOWNS ST LOUIS MO 631241007, ST LOUIS, MO 63124-1007 |
| Document Number | 0227122222 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 022712/002222 |
| Instrument | 426 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | 922 WALNUT ST # 1100, KANSAS CITY, MO 64106-1820 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 24 Somerset Downs was $99,860, up 11.2% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ladue City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,537,800 (-) Land $610,280 Building $927,520 | $8,093,700 (-) Land $3,212,000 Building $4,881,700 | |
| 2025 | $99,860.00 (+11.17%) | $1,537,800 Land $610,280 Building $927,520 | $8,093,700 Land $3,212,000 Building $4,881,700 |
| 2024 | $89,825.00 (+0.19%) | ||
| 2023 | $89,655.00 | $1,330,950 Land $366,170 Building $964,780 | $7,005,000 Land $1,927,200 Building $5,077,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Somerset Downs in Zone X, an area of minimal flood risk, though there have been 103 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 103 (1979–2024) |
| Claims Outside the SFHA | 27 of 103 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24 Somerset Downs is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures