St. Louis County property record for 25 Somerset Downs, Saint Louis, MO 63124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 19,587 sqft · built 1997 |
| Lot Size | 3.15 acres (137,214 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,987,500 (Mar 2026) |
| Tax Bill | $35,904 (2024) |
| Deeds & Mortgages | Jan 2019 Sale Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20M-21-0041 |
| Primary APN | 20M-21-0041 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 26 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 19,587 sqft Living Area |
| Gross Area | 21,315 sqft |
| 1st Floor Area | 3,644 sqft |
| Basement Area | 4,644 sqft |
| Finished Basement | 4,644 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 137,214 sqft (3.15 acres) |
| Lot Dimensions | 425 ft deep x 393 ft wide |
| Garage Type | Attached |
| Garage Area | 1,728 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 18 sqft |
| Patio Area | 38 sqft |
| Poultry House | 218 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 25 SOMERSET DOWNS |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63124-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 33A |
| Legal Description | SOMERSET DOWNS PLAT 2 LOT B |
| Legal Subdivision | SOMERSET DOWNS PLAT 2 |
| Legal Lot Number | B |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CLAYTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 217500 |
Source: St. Louis County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 25 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 8, 2019 | Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Feb 3, 2017 | Deed of Trust, Mortgage MIDWEST BANKCENTRE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on Record |
| Deed Sale | Mar 30, 2026 · Amount on Record |
| Prior Sale | Jan 8, 2019 · Amount on Record |
| Deed Document Number | 2026330433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 8, 2019 |
| Property Address | 25 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1007 |
| Document Number | 0233482498 |
| Book / Page | 023348 / 002498 |
| Instrument Date | Jan 3, 2019 |
| Instrument | 441 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 SOMERSET DOWNS ST LOUIS MO 631241007, ST LOUIS, MO 63124-1007 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 25 SOMERSET DOWNS, SAINT LOUIS, MO 63124-1007 |
| Document Number | 0223921702 |
| Book / Page | 022392 / 001702 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2017 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 SOMERSET DOWNS ST LOUIS MO 631241007, ST LOUIS, MO 63124-1007 |
| Document Number | 0223921702 |
|---|---|
| Date | Feb 9, 2017 |
| Book Page | 022392/001702 |
| Instrument | 517 |
| Name | MIDWEST BANKCENTRE |
|---|---|
| Type | Bank |
| Address | 2191 LEMAY FERRY RD, ST LOUIS, MO 63125-2435 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 8, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: St. Louis County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ladue City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,234,830 (+132.11%) Land $299,250 Building $935,580 | $6,499,100 (+132.11%) Land $1,575,000 Building $4,924,100 | |
| 2024 | $35,904.00 (+0.19%) | ||
| 2023 | $35,836.00 | $532,000 Land $179,550 Building $352,450 | $2,800,000 Land $945,000 Building $1,855,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 103 (1979–2024) |
| Claims Outside the SFHA | 27 of 103 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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