2 Franklin St, Geneva, IL 60134 Property Records

Kane County property record for 2 Franklin St, Geneva, IL 60134 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,942 sqft · built 1898
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$727,000 (Aug 2021)
Tax Bill	$17,706 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-03-481-007`

Property Details

APN / Parcel Number

Primary APN	`12-03-481-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,942 sqft Living Area
Gross Area	2,474 sqft
Basement Area	532 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Lot Area	10,000 sqft (0.23 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2 FRANKLIN ST
City	GENEVA
State	IL
Zip	60134-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	72 2 PT ORIG TOWN 72 1 PT ORIG TOWN
Legal Subdivision	GENEVA
Legal Block	2
Legal Lot Number	1&2
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2035
Census Tract	852608

Owner

Source: Kane County records · APN 12-03-481-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 FRANKLIN ST, GENEVA, IL 60134-2738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Oct 04, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Oct 04, 2019 · Amount on Record
Deed Document Number	202162797
Prior Transfer Date	May 13, 1997
Prior Transfer Doc	0000032168
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 17, 2021
Property Address	2 FRANKLIN ST, GENEVA, IL 60134-2738
Document Number	0000062797
Instrument Date	Jul 23, 2021
Instrument	2021K062797
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$727.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 FRANKLIN ST, 2, GENEVA, IL 60134-2738

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4N609 KNOLLCREEK DR, SAINT CHARLES, IL 60175-4712

Mortgage

Document Number	0000062798
Date	Aug 17, 2021
Instrument	2021K062798

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2 FRANKLIN ST, GENEVA, IL 60134-2738
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050164
Date	Oct 12, 2018
Instrument	2018K050164

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 04, 2019
Property Address	2 FRANKLIN ST, GENEVA, IL 60134-2738
Document Number	0000046881
Instrument Date	Sep 27, 2019
Instrument	2019K046881
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$579.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 FRANKLIN ST, GENEVA, IL 60134-2738

Mortgage

Document Number	0000046882
Date	Oct 04, 2019
Instrument	2019K046882

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,706.00 (+27.68%) Homeowner's exemption
2024		$233,320 (+18.38%) Land $48,827 Building $184,493	$700,240 (+18.43%) Land $146,540 Building $553,700
2022	$13,867.00 (+3.57%) Homeowner's exemption	$197,091 (+3.86%) Land $41,245 Building $155,846	$591,273 (+3.86%) Land $123,735 Building $467,538
2021	$13,389.00 Homeowner's exemption	$189,766 Land $39,712 Building $150,054	$569,298 Land $119,136 Building $450,162

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898526082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 26% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 264 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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