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15 Franklin St, Geneva, IL 60134 Property Records

Kane County property record for 15 Franklin St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,673 sqft · built 1855
Lot Size0.269 acres (11,700 sqft)
Owner2 Company Names on Record
Last Sale$248,000 (Aug 1998)
Tax Bill$16,981 (2025)
Deeds & MortgagesDec 2020 Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN12-03-480-007

Property Details

APN / Parcel Number

Primary APN12-03-480-007

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,673 sqft Living Area
Gross Area3,974 sqft
Basement Area1,301 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1855
Effective Year BuiltEffective 1855
Lot Area11,700 sqft (0.269 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address15 FRANKLIN ST
CityGENEVA
StateIL
Zip60134-2737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL TOWN LOT 8 BLOCK 71
Legal SubdivisionGENEVA
Legal Block2
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2037
Census Tract852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address15 FRANKLIN ST, GENEVA, IL 60134-2737
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
PACOR MORTGAGE CORP
Mar 26, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST INTERNET BANK OF INDIANA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 1998 · Amount on Record
Deed SaleAug 4, 1998 · Amount on Record
Prior SaleOct 10, 1997 · Amount on Record
Deed Document Number199869321
Last Transfer DateDec 17, 2012
Transfer Doc0000088486
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address15 FRANKLIN ST, GENEVA, IL 60134-2737
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000074146
DateDec 2, 2020
Instrument2020K074146
Lender
NamePACOR MORTGAGE CORP
TypeMortgage Company
AddressOAK FOREST, IL 60452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueNov 1, 2035

March 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMar 26, 2019
Property Address15 FRANKLIN ST, GENEVA, IL 60134-2737
Document Number0000011507
Instrument DateFeb 20, 2019
Instrument2019K011507
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address15 FRANKLIN ST, 15, GENEVA, IL 60134-2737

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 FRANKLIN ST, GENEVA, IL 60134-2737

Mortgage

Document Number0000011508
DateMar 26, 2019
Instrument2019K011508
Lender
NameFIRST INTERNET BANK OF INDIANA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2034
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,981.00 (+10.97%) Homeowner's exemption$243,117 (+8.5%) Land $52,977 Building $190,140$729,643 (+8.5%) Land $158,995 Building $570,648
2024$224,071 (+18.38%) Land $48,827 Building $175,244$672,482 (+18.43%) Land $146,540 Building $525,942
2022$15,302.00 (+2.95%) Homeowner's exemption$189,278 (+3.86%) Land $41,245 Building $148,033$567,834 (+3.86%) Land $123,735 Building $444,099
2021$14,863.00 Homeowner's exemption$182,243 Land $39,712 Building $142,531$546,729 Land $119,136 Building $427,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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