146 Franklin St, Geneva, IL 60134 Property Records

Kane County property record for 146 Franklin St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 4,699 sqft · built 1996
Lot Size0.275 acres (12,000 sqft)
OwnerCompany Name on File
Last Sale$1,600,000 (Sep 2026)
Tax Bill$33,238 (2025)
Deeds & MortgagesSep 2026 Sale
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-03-462-009

Property Details

APN / Parcel Number

Primary APN12-03-462-009

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,699 sqft Living Area
Gross Area6,443 sqft
Basement Area1,744 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area12,000 sqft (0.275 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address146 FRANKLIN ST
CityGENEVA
StateIL
Zip60134-2740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL TOWN GENEVA L3 & E20 L4 BLK73
Legal SubdivisionGENEVA
Legal Block2
Legal Lot Number3,4
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2043
Census Tract852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Geneva Historic District
listed 1979 · 68 contributing resources · NRIS 79000845

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

146 Franklin St is owned by a company that bought it in September 2026.

Source: Kane County records, as of September 22, 2026

Owner of RecordCompany Name on File
Mailing Address1665 QUINCY AVE, 123, NAPERVILLE, IL 60540-6655
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Warranty Deed, Transfer
CHICAGO TITLE W, CHICAGO TITLE
Oct 16, 2020Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2026 · Amount on File
Deed SaleSep 8, 2026 · Amount on File
Prior SaleOct 16, 2020 · Amount on File
Deed Document Number202638842
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 8, 2026
Property Address146 FRANKLIN ST, GENEVA, IL 60134-2740
Document Number0000038842
Instrument DateSep 2, 2026
Instrument202638842
Transaction TypeTransfer
Record UpdatedSep 15, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount on Record
Tax$242,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 16, 2020
Property Address146 FRANKLIN ST, GENEVA, IL 60134-2740
Document Number0000061632
Instrument DateOct 5, 2020
Instrument2020K061632
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,059.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 FRANKLIN ST, GENEVA, IL 60134-2740

Mortgage

Document Number0000061633
DateOct 16, 2020
Instrument2020K061633
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 146 Franklin St was $33,238, up 3.1% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$33,238.00 (+3.14%) Homeowner's exemption$468,209 (+8.5%) Land $52,977 Building $415,232$1,405,189 (+8.5%) Land $158,995 Building $1,246,194
2024$32,226.00$431,529 Land $48,827 Building $382,702$1,295,105 Land $146,540 Building $1,148,565
2022$29,934.00 (+2.89%) Homeowner's exemption$364,522 (+3.86%) Land $41,245 Building $323,277$1,093,566 (+3.86%) Land $123,735 Building $969,831
2021$29,094.00 Homeowner's exemption$350,974 Land $39,712 Building $311,262$1,052,922 Land $119,136 Building $933,786

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 146 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 146 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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