Kane County property record for 10 Franklin St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,836 sqft · built 2005 |
| Lot Size | 0.254 acres (11,047 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (May 2024) |
| Tax Bill | $25,860 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-481-011 |
| Primary APN | 12-03-481-011 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 3,836 sqft Living Area |
| Gross Area | 5,841 sqft |
| Basement Area | 2,005 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 11,047 sqft (0.254 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 10 FRANKLIN ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GENEVA - ORIGINAL TOWN EAST 6 FT OF THE NORTH 1/2 OF LOT 11 & ELY 34.3 FT OF LOT 12 IN BLK 72 DESC IN DOC 2004K020347 & SURVEY |
| Legal Subdivision | GENEVA |
| Legal Block | 2 |
| Legal Lot Number | 11,12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 852608 |
10 Franklin St is owned by two individuals who bought it in May 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15460 N OLD 3C RD, SUNBURY, OH 43074-9777 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| May 7, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2024 · Amount on File |
| Deed Sale | May 7, 2024 · Amount on File |
| Prior Sale | Feb 19, 2004 · Amount on File |
| Deed Document Number | 202415035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 10 FRANKLIN ST, GENEVA, IL 60134-2738 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 FRANKLIN ST, GENEVA, IL 60134-2738 |
| Document Number | 0000011000 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2026K011000 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 12, 2056 |
| Rate | 5.6% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 7, 2024 |
| Property Address | 16 FRANKLIN ST, GENEVA, IL 60134 |
| Document Number | 0000015035 |
| Instrument Date | Apr 25, 2024 |
| Instrument | 2024K015035 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 FRANKLIN ST, GENEVA, IL 60134-2738 |
| Document Number | 0000015037 |
|---|---|
| Date | May 7, 2024 |
| Instrument | 2024K015037 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
The 2025 property tax bill for 10 Franklin St was $25,860, up 3.2% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,860.00 (+3.18%) | $366,054 (+8.5%) Land $52,977 Building $313,077 | $1,098,601 (+8.5%) Land $158,995 Building $939,607 |
| 2024 | $25,062.00 | $337,377 Land $48,827 Building $288,550 | $1,012,536 Land $146,540 Building $865,996 |
| 2022 | $23,294.00 (+7.94%) Homeowner's exemption | $284,990 (+3.86%) Land $41,245 Building $243,745 | $854,970 (+3.86%) Land $123,735 Building $731,235 |
| 2021 | $21,580.00 Homeowner's exemption | $274,398 Land $39,712 Building $234,686 | $823,194 Land $119,136 Building $704,058 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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