2 Boyd St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 2 Boyd St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	807 sqft · built 1951
Lot Size	0.18 acres (7,819 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,077 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-00159-02-00021`

Property Details

APN / Parcel Number

Primary APN	`31-00159-02-00021`
Alternative APNs	`3100159000200021` `332300`

Interior

Stories	1 Story
Building Area	807 sqft Living Area
1st Floor Area	807 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Frame
Construction Type	Frame
Lot Area	7,819 sqft (0.18 acres)
Lot Dimensions	92 ft deep x 85 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	332300
Street Address	2 BOYD ST
City	LODI
State	NJ
Zip	07644-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85X92
Legal Subdivision	UNITED OWNERS REALTY CORPORATI
Legal Block	159
Legal Lot Number	21
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	5
Census Block	5005
Census Tract	30100

Owner

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 BOYD ST, LODI, NJ 07644-2406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	2 BOYD ST, LODI, NJ 07644-2406
Document Number	0028240001
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 BOYD ST LODI NJ 076442406, LODI, NJ 07644-2406

Mortgage

Document Number	0028240001
Date	Jan 2, 2018
Book Page	002824/000001

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,400 (-) Land $162,200 Building $94,200	$256,400 (-) Land $162,200 Building $94,200
2025	$9,077.00 (+5.62%)	$256,400 (-) Land $162,200 Building $94,200	$256,400 (-) Land $162,200 Building $94,200
2024	$8,594.00 (+2.7%)
2023		$256,400 Land $162,200 Building $94,200	$256,400 Land $162,200 Building $94,200
2022	$8,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	19 (1979–2021)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20