28 Boyd St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 28 Boyd St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,214 sqft · built 1965
Lot Size	0.095 acres (4,138 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Jun 2023)
Tax Bill	$12,061 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`31-00159-02-00012`

Property Details

APN / Parcel Number

Primary APN	`31-00159-02-00012`
Alternative APNs	`3100159000200012` `331800`

Interior

Stories	2 Stories
Building Area	2,214 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	4,138 sqft (0.095 acres)
Lot Dimensions	92 ft deep x 45 ft wide

Location & Zoning

Account Number	331800
Street Address	28 BOYD ST
City	LODI
State	NJ
Zip	07644-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L12 45X92 1.5LT
Legal Subdivision	BOROUGH/LODI
Legal Block	159
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	5
Census Block	5005
Census Tract	30100

Owner

28 Boyd St is owned and occupied by an individual who bought it in June 2023.

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	28 BOYD ST, LODI, NJ 07644-2406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Deed Document Number	202339429
Deed Book / Page	5015 / 1938
Prior Transfer Date	Feb 11, 1999
Prior Transfer Doc	0000026348
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 15, 2023
Property Address	28 BOYD ST, LODI, NJ 07644-2406
Document Number	0050151938
Book / Page	5015 / 1938
Instrument Date	May 31, 2023
Instrument	2023039429
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	LAND QUEST TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,319.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 GALL CT, ELMWOOD PARK, NJ 07407-2738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BOYD ST, LODI, NJ 07644-2406

Mortgage

Document Number	2023039430
Date	Jun 15, 2023
Instrument	2023039430

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 28 Boyd St was $12,061, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,700 (-) Land $138,700 Building $202,000	$340,700 (-) Land $138,700 Building $202,000
2025	$12,061.00 (+5.61%)	$340,700 Land $138,700 Building $202,000	$340,700 Land $138,700 Building $202,000
2024	$11,420.00
2023		$340,700 (-) Land $138,700 Building $202,000	$340,700 (-) Land $138,700 Building $202,000
2022	$11,120.00 (-1.24%)	$340,700 Land $138,700 Building $202,000	$340,700 Land $138,700 Building $202,000
2021	$11,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Boyd St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	19 (1979–2021)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 Boyd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20