Bergen County and Lodi Borough property record for 12 Boyd St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,643 sqft · built 1915 |
| Lot Size | 0.125 acres (5,428 sqft) |
| Owner | Individual Name on File |
| Last Sale | $634,000 (Dec 2025) |
| Tax Bill | $9,576 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00159-02-00019 |
| Primary APN | 31-00159-02-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,643 sqft Living Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 5,428 sqft (0.125 acres) |
| Lot Dimensions | 92 ft deep x 59 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Account Number | 332200 |
|---|---|
| Street Address | 12 BOYD ST |
| City | LODI |
| State | NJ |
| Zip | 07644-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 59X92 |
| Legal Block | 159 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 30100 |
12 Boyd St is owned and occupied by an individual who bought it in December 2025.
Source: Bergen County and Lodi Borough records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 BOYD ST, LODI, NJ 07644-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Feb 12, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on File |
| Deed Sale | Dec 31, 2025 · Amount on File |
| Prior Sale | Mar 3, 2015 · Amount on File |
| Deed Document Number | 202591189 |
| Deed Book / Page | 5691 / 68 |
| Prior Transfer Date | Nov 1, 2017 |
| Prior Transfer Doc | 0028630107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 31, 2025 |
| Property Address | 12 BOYD ST, LODI, NJ 07644-2406 |
| Document Number | 0056910068 |
| Book / Page | 5691 / 68 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 2025091189 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | SUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,545.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 603 FOXWOOD WAY, WALNUT CREEK, CA 94595-3926 |
| Name | Verified Name |
|---|---|
| Address | 12 BOYD ST, LODI, NJ 07644-2406 |
| Document Number | 2025091190 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2025091190 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 12, 2018 |
| Property Address | 12 BOYD ST, LODI, NJ 07644-2406 |
| Document Number | 0028630107 |
| Book / Page | 002863 / 000107 |
| Instrument Date | Dec 23, 2014 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 603 FOXWOOD WAY WALNUT CREEK CA 945953926, WALNUT CREEK, CA 94595-3926 |
The 2025 property tax bill for 12 Boyd St was $9,576, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,500 (-) Land $147,200 Building $123,300 | $270,500 (-) Land $147,200 Building $123,300 | |
| 2025 | $9,576.00 (+5.61%) | $270,500 Land $147,200 Building $123,300 | $270,500 Land $147,200 Building $123,300 |
| 2024 | $9,067.00 | ||
| 2023 | $270,500 Land $147,200 Building $123,300 | $270,500 Land $147,200 Building $123,300 | |
| 2022 | $8,829.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 12 Boyd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 19 (1979–2021) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Boyd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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