Bergen County and Lodi Borough property record for 14 Boyd St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 2,121 sqft · built 1979 |
| Lot Size | 0.097 acres (4,234 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Oct 2018) |
| Tax Bill | $12,188 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 31-00159-02-00018 |
| Primary APN | 31-00159-02-00018 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,121 sqft Living Area |
| 1st Floor Area | 2,121 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 4,234 sqft (0.097 acres) |
| Lot Dimensions | 92 ft deep x 46 ft wide |
| Account Number | 332100 |
|---|---|
| Street Address | 14 BOYD ST |
| City | LODI |
| State | NJ |
| Zip | 07644-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 46X92 2LT L18 |
| Legal Block | 159 |
| Legal Lot Number | 18 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 30100 |
14 Boyd St is owned and occupied by an individual who bought it in October 2018.
Source: Bergen County and Lodi Borough records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 BOYD ST, LODI, NJ 07644-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE UNLIMITED |
| Oct 10, 2018 | Deed with Mortgage, Transfer · Conventional Mortgage FREEDOM MTG |
| Jun 14, 2018 | Trustee's Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2018 · Amount on File |
| Deed Sale | Oct 10, 2018 · Amount on File |
| Prior Sale | Jun 14, 2018 · Amount on File |
| Deed Document Number | 201818-072086 |
| Deed Book / Page | 3076 / 1527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 14 BOYD ST, LODI, NJ 07644-2406 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0042171771 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 4217/1771 |
| Instrument | 2021097039 |
| Name | MORTGAGE UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Address | GARFIELD, NJ 07026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 10, 2018 |
| Property Address | 14 BOYD ST, LODI, NJ 07644-2406 |
| Document Number | 0030761507 |
| Book / Page | 003076 / 001507 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 72086 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | CHANCELLOR CLOSING SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 BOYD ST LODI NJ 076442406, LODI, NJ 07644-2406 |
| Document Number | 30761513 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 003076/001513 |
| Instrument | 72086 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 14, 2018 |
| Property Address | 14 BOYD ST, LODI, NJ 07644-2406 |
| Document Number | 0029670297 |
| Book / Page | 002967 / 000297 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 41768 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $306.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 99-15 666 AVENUE 1C REGO PARK NY 11374, REGO PARK, NY 11374 |
The 2025 property tax bill for 14 Boyd St was $12,188, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $344,300 (-) Land $104,500 Building $239,800 | $344,300 (-) Land $104,500 Building $239,800 | |
| 2025 | $12,188.00 (+5.62%) | $344,300 Land $104,500 Building $239,800 | $344,300 Land $104,500 Building $239,800 |
| 2024 | $11,540.00 | ||
| 2023 | $344,300 Land $104,500 Building $239,800 | $344,300 Land $104,500 Building $239,800 | |
| 2022 | $11,237.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Boyd St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 19 (1979–2021) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14 Boyd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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