Westchester County and Rye City property record for 2 Adelaide St, Rye, NY 10580 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1926 |
| Square Footage | 1,699 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,357,900 (2022) |
| Tax Bill | $13,497.00 (2025) |
Source: Westchester County and Rye City records · APN 551400 146-19-3-2
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 ADELAIDE ST, RYE, NY 10580-3702 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 22, 2025 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jul 15, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 01, 2017 | Quit Claim Deed, Transfer DETMER LAND SEARCH COMPANY INC, DETMER LAND SEARCH CO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Prior Sale | May 25, 2017 · Amount on Record |
| Deed Doc Number | 20223419 |
| Prior Transfer Date | Jan 20, 2017 |
| Prior Transfer Doc | 0570583365 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 2 ADELAIDE ST, RYE, NY 10580-3702 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2 ADELAIDE ST, RYE, NY 10580-3702 |
| Document Number | 0650213507 |
|---|---|
| Date | Jan 22, 2025 |
| Instrument | 650213507 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | RYE, NY 10580 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 15, 2022 |
| Property Address | 2 ADELAIDE ST, RYE, NY 10580-3702 |
| Document Number | 0621793419 |
| Map Reference | MAP 1941 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 621793419 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | REAL PROPERTY ABSTRACT AND TITLE, REAL PROP ABSTRACT & TTL SVC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,432.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 ADELAIDE ST, RYE, NY 10580-3702 |
| Name | Verified Name |
|---|---|
| Address | 5 CLAY CT, RHINEBECK, NY 12572-2500 |
| Document Number | 0622093820 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 622093820 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jul 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.25% |
| Index | Other |
| Max Rate | 9.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Mar 01, 2017 |
| Property Address | 2 ADELAIDE ST, RYE, NY 10580-3702 |
| Document Number | 0570583365 |
| Book / Page | 057058 / 003365 |
| Instrument Date | Jan 20, 2012 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2019 |
| Title Company | DETMER LAND SEARCH COMPANY INC, DETMER LAND SEARCH CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 HAMILTON AVE #1102 WHITE PLAINS NY 106011832, 1102, WHITE PLAINS, NY 10601-1832 |
Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,497.00 | $15,650 (-) Land $3,900 Building $11,750 | $1,326,271 (+6.78%) Land $330,508 Building $995,763 |
| 2024 | $15,650 (-) Land $3,900 Building $11,750 | $1,242,064 (+2.38%) Land $309,524 Building $932,540 | |
| 2023 | $15,650 Land $3,900 Building $11,750 | $1,213,179 Land $302,326 Building $910,853 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 3% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 551400 146-19-3-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,699 sqft Living Area |
| 1st Floor | 871 sqft 1st Floor |
| 2nd Floor | 828 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Exterior |
| Lot Area | 4,792 sqft (0.11 acres) |
| Street Address | 2 ADELAIDE ST |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-3702 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | MAP OF RYAN PARK |
| Legal Block | 3 |
| Legal Lot Number | 2.000 |
| Jurisdiction | WESTCHESTER NY |
| Minor Civil Division | RYE |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 7600 |
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