10 Adelaide St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 10 Adelaide St, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,664 sqft
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$945,000 (Sep 2020)
Tax Bill$15,529 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN551400 146-19-3-5

Property Details

APN / Parcel Number

Primary APN551400 146-19-3-5
Alternative APN
  • 140014601900030050000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,664 sqft Living Area
1st Floor Area944 sqft
2nd Floor Area720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleColonial
Exterior MaterialWood
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address10 ADELAIDE ST
CityRYE
StateNY
Zip10580-3702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal SubdivisionMAP OF RYAN PARK
Legal Block3
Legal Lot Number5.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group1
Census Block1009
Census Tract7600

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 ADELAIDE ST, RYE, NY 10580-3702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2020 · Amount on Record
Deed SaleSep 23, 2020 · Amount on Record
Deed Document Number2020602393906
Record UpdatedOct 29, 2026

September 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateSep 23, 2020
Property Address10 ADELAIDE ST, RYE, NY 10580-3702
Document Number0602393906
Map ReferenceMAP 1941
Instrument DateSep 17, 2020
Instrument602393906
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyFUTURE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,780.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 ADELAIDE ST, 10, RYE, NY 10580-3702

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 CENTRAL AVE, RYE, NY 10580-2819

Mortgage

Document Number0602623345
DateSep 23, 2020
Instrument602623345
Lender
NameSILVERLINE VENTURES LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,529.00 (+28.33%)
2025$12,101.00$12,250 (-) Land $3,900 Building $8,350$1,038,135 (+6.78%) Land $330,508 Building $707,627
2024$12,250 (-) Land $3,900 Building $8,350$972,222 (+2.38%) Land $309,524 Building $662,698
2023$12,250 Land $3,900 Building $8,350$949,613 Land $302,326 Building $647,287

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Nearby Flood Policies62 in force
Nearby Flood Claims88 (1978–2023)
Claims Outside the SFHA44 of 88
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 8 claims
  • Hurricane Sandy, Oct 2012 · 19 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

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