1 Adelaide St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 1 Adelaide St, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,259 sqft · built 1957
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$687,500 (Mar 2011)
Tax Bill	$50,034 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`551400 146-15-3-49`

Property Details

APN / Parcel Number

Primary APN	`551400 146-15-3-49`
Alternative APN	`140014601500030490000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,259 sqft Living Area
1st Floor Area	401 sqft
2nd Floor Area	374 sqft
Upper Floors Area	402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1 ADELAIDE ST
City	RYE
State	NY
Zip	10580-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	RYAN PARK
Legal Block	3
Legal Lot Number	49.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	1
Census Block	1012
Census Tract	7600

Owner

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1 ADELAIDE ST, RYE, NY 10580-3701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2017	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Apr 3, 2020	Loan Modification, Mortgage JP MORGAN CHASE BK
Nov 22, 2017	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 24, 2011 · Amount on Record
Deed Sale	Mar 24, 2011 · Amount on Record
Deed Document Number	2011510803119
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	1 ADELAIDE ST, RYE, NY 10580-3701
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	DYNAMIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0573403257
Date	Dec 6, 2017
Instrument	573403257

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	ARM
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2027

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	7.5%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	1 ADELAIDE ST, RYE, NY 10580-3701
Document Number	0601403671
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	DYNAMIC TITLE AGENCY LLC, DYNAMIC TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ADELAIDE ST RYE NY 105803701, RYE, NY 10580-3701

Mortgage

Document Number	0601403671
Date	May 20, 2020
Book Page	060140/003671

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	1 ADELAIDE ST, RYE, NY 10580-3701
Document Number	0601403672
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	DYNAMIC TITLE AGENCY LLC, DYNAMIC TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ADELAIDE ST RYE NY 105803701, RYE, NY 10580-3701

Mortgage

Document Number	0601403672
Date	May 20, 2020
Book Page	060140/003672

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	1 ADELAIDE ST, RYE, NY 10580-3701
Document Number	0573403277
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	DYNAMIC TITLE AGENCY LLC, DYNAMIC TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ADELAIDE ST RYE NY 105803701, RYE, NY 10580-3701

Mortgage

Document Number	0573403277
Date	Dec 6, 2017
Book Page	057340/003277

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$50,034.00	$19,850 (-) Land $4,700 Building $15,150	$1,682,203 (+6.78%) Land $398,305 Building $1,283,898
2024		$19,850 (-) Land $4,700 Building $15,150	$1,575,397 (+2.38%) Land $373,016 Building $1,202,381
2023		$19,850 Land $4,700 Building $15,150	$1,538,760 Land $364,341 Building $1,174,419

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	88 (1978–2023)
Claims Outside the SFHA	44 of 88
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Sandy, Oct 2012 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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