Westchester County and Rye City property record for 11 Adelaide St, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,320 sqft · built 1969 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $765,000 (Jun 2012) |
| Tax Bill | $66,325 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-15-3-45 |
| Primary APN | 551400 146-15-3-45 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,320 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| 2nd Floor Area | 1,300 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 4,792 sqft (0.11 acres) |
| Street Address | 11 ADELAIDE ST |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-3701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | RYAN PARK |
| Legal Block | 3 |
| Legal Lot Number | 45.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 7600 |
Source: Westchester County and Rye City records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 ADELAIDE ST, RYE, NY 10580-3701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 16, 2019 | Loan Modification, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2012 · Amount on Record |
| Deed Sale | Jun 7, 2012 · Amount on Record |
| Deed Document Number | 2012512513261 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 11 ADELAIDE ST, RYE, NY 10580-3701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CASTLE TITLE INS AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0600103669 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 600103669 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 11 ADELAIDE ST, RYE, NY 10580-3701 |
| Document Number | 0603353869 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2020 |
| Title Company | OMNI TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 11 ADELAIDE ST RYE NY 105803701, RYE, NY 10580-3701 |
| Document Number | 0603353869 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 060335/003869 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 11 ADELAIDE ST, RYE, NY 10580-3701 |
| Document Number | 0600103670 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | CASTLE TITLE INSURANCE AGENCY, CASTLE TITLE INS AGENCY |
| Name | Verified Name |
|---|---|
| Address | 11 ADELAIDE ST RYE NY 105803701, RYE, NY 10580-3701 |
| Document Number | 0600103670 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | 060010/003670 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2050 |
| Rate | 3.75% |
|---|
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $66,325.00 | $14,200 (-) Land $3,900 Building $10,300 | $1,203,389 (+6.78%) Land $330,508 Building $872,881 |
| 2024 | $14,200 (-) Land $3,900 Building $10,300 | $1,126,984 (+2.38%) Land $309,524 Building $817,460 | |
| 2023 | $14,200 Land $3,900 Building $10,300 | $1,100,776 Land $302,326 Building $798,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 88 (1978–2023) |
| Claims Outside the SFHA | 44 of 88 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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