1997 E FM 120, Denison, TX 75021 Property Records

Grayson County property record for 1997 E FM 120, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,936 sqft · built 1991
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,230 (2024)
Flood Zone	Zone X (minimal risk)
APN	`043 049804302`

Property Details

APN / Parcel Number

Primary APN	`043 049804302`
Alternative APN	`109573`

Interior

Building Area	1,936 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	1,936 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2006
Lot Area	53,579 sqft (1.23 acres)
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	212 sqft
Utility Building	48 sqft

Location & Zoning

Account Number	109573
Old Parcel Number	043 049804302
Street Address	1997 E FM 120
City	DENISON
State	TX
Zip	75021-7031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0498 HARNESS ABEL A-G0498, ACRES 1.23
Legal Subdivision	HARNESS ABEL A-G0498
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1003
Census Tract	200

Owner

Source: Grayson County records · APN 043 049804302

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1997 E FM 120, DENISON, TX 75021-7031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 26, 2021
Deed Sale	Feb 26, 2021
Deed Document Number	2021-8669
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$402,373 (-1.1%) Land $70,274 Building $332,099	$402,373 (-1.1%) Land $70,274 Building $332,099
2024	$4,230.00 (-14.92%)
2023		$406,828 Land $71,537 Building $335,291	$406,828 Land $71,537 Building $335,291
2022	$4,972.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
JAB Wireless Fixed Wireless	100 / 20
Texoma Communications Fixed Wireless	100 / 20

Based on FCC filings for 43 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OAK RIDGE SOUTH GALE WSC serves 3,153 people
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.