1950 E FM 120, Denison, TX 75021 Property Records

Grayson County property record for 1950 E FM 120, Denison, TX 75021

Property Summary

Property TypeSingle Family Home
Details2,264 sqft · built 2011
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$4,986 (2024)
Deeds & MortgagesMar 2022 Mortgage
Feb 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN067 7346001

Property Details

APN / Parcel Number

Primary APN067 7346001
Alternative APN
  • 359718

Interior

Building Area2,264 sqft Living Area
1st Floor Area2,264 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2012
Lot Area43,560 sqft (1 acres)
PorchOpen Porch
Porch Area760 sqft

Location & Zoning

Account Number359718
Street Address1950 E FM 120
CityDENISON
StateTX
Zip75021-7030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionC SMITH ADDITION REPLAT OF C SMITH ADDN LT 1, BLOCK 1, LOT 1A, ACRES 1.0
Legal SubdivisionC SMITH ADDITION REPLAT OF C SMITH ADDN
Legal Block1
Legal Lot Number1A
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1011
Census Tract101

Owner

Source: Grayson County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1950 E FM 120, DENISON, TX 75021-7030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2022Vendor's Lien, Transfer · Conventional Mortgage
ALL SQUARE MORTGAGE INC
Feb 10, 2017Deed of Trust, Mortgage · Line of Credit
GUILD MORTGAGE CO
Aug 18, 2020Deed of Trust, Mortgage
FIRST UNITED BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 29, 2022
Deed SaleMar 29, 2022
Prior SaleJul 22, 2011
Deed Document Number2022-10456
Record UpdatedJun 8, 2026

March 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateMar 29, 2022
Property Address1950 E FM 120, DENISON, TX 75021-7030
Document Number0000010456
Map ReferenceVOL 21 PG 63
Instrument DateMar 24, 2022
Instrument2022-10456
Transaction TypeTransfer
Record UpdatedApr 13, 2022
Title CompanyNOT AVAILABLE, GRAYSON COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1950 E FM 120, DENISON, TX 75021-7030

Mortgage

Document Number0000010457
DateMar 29, 2022
Instrument2022-10457
Lender
NameALL SQUARE MORTGAGE INC
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address1950 E FM 120, DENISON, TX 75021-7030
Transaction TypeMortgage
Record UpdatedDec 16, 2021
Title CompanyRED RIVER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002825
DateFeb 10, 2017
Book Page5947/00903
Instrument2017-00002825
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 1, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address1950 E FM 120, DENISON, TX 75021-7030
Document Number0000023197
Instrument DateAug 18, 2020
Transaction TypeMortgage
Record UpdatedOct 2, 2020
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1950 E FM 120 DENISON TX 750217030, DENISON, TX 75021-7030

Mortgage

Document Number0000023197
DateSep 1, 2020
Instrument23197
Lender
NameFIRST UNITED BK
TypeBank
AddressDURANT, OK 74701
Agreement
AmountAmount Recorded
Term360 Months
DueAug 31, 2050

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$394,201 (-5.73%) Land $64,000 Building $330,201$394,201 (-5.73%) Land $64,000 Building $330,201
2024$4,986.00 (-23.13%)
2023$418,153 Land $64,000 Building $354,153$418,153 Land $64,000 Building $354,153
2022$6,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1990–2015)
Claims Outside the SFHA1 of 4
Most Recent ClaimJun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 73% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK RIDGE SOUTH GALE WSC
serves 3,153 people · EPA ID TX0910033
Water SourcePurchased surface water from CITY OF DENISON
Last State InspectionFeb 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cable One
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
JAB Wireless
Fixed Wireless
100 / 20
Texoma Communications
Fixed Wireless
100 / 20

Nearby Properties on E FM 120

Nearby Streets

Search Property Records by Address or Parcel Number