Grayson County property record for 1956 E FM 120, Denison, TX 75021
| Property Type | Single Family Home |
|---|---|
| Details | 1,934 sqft · built 1985 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $177,400 (Dec 2012) |
| Tax Bill | $671 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 067 7346002 |
| Primary APN | 067 7346002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,934 sqft Living Area |
| Gross Area | 3,221 sqft |
| 1st Floor Area | 1,934 sqft |
| Upper Floors Area | 700 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 87,991 sqft (2.02 acres) |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 1,008 sqft |
| Deck Area | 196 sqft |
| Patio Area | 196 sqft |
| Utility Building | 48 sqft |
| Street Address | 1956 E FM 120 |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75021-7030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | C SMITH ADDITION REPLAT OF C SMITH ADDN LT 1, BLOCK 1, LOT 1B, ACRES 2.02 |
| Legal Subdivision | C SMITH ADDITION REPLAT OF C SMITH ADDN |
| Legal Block | 1 |
| Legal Lot Number | 1B |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 101 |
Source: Grayson County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1956 E FM 120, DENISON, TX 75021-7030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST UNITED BANK & TRUST CO |
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2012 · Amount on Record |
| Deed Sale | Dec 3, 2012 · Amount on Record |
| Deed Document Number | 201224238 |
| Deed Book / Page | 5215 / 790 |
| Prior Transfer Date | Oct 31, 2012 |
| Prior Transfer Doc | 0000022268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1956 E FM 120, DENISON, TX 75021-7030 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | GRAYSON COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000018661 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021-00018661 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Stand-Alone First Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1956 E FM 120, DENISON, TX 75021-7030 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | GRAYSON COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000016674 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021-00016674 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $671.00 (+0.3%) Homeowner's exemption Senior Citizen's exemption | $326,752 (-22.03%) | $426,453 (+1.75%) Land $125,779 Building $300,674 |
| 2024 | $669.00 (-55.61%) | ||
| 2023 | $419,099 Land $121,038 Building $298,061 | $419,099 Land $121,038 Building $298,061 | |
| 2022 | $1,507.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1990–2015) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 72% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK RIDGE SOUTH GALE WSC serves 3,153 people · EPA ID TX0910033 |
|---|---|
| Water Source | Purchased surface water from CITY OF DENISON |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| TekWav Fixed Wireless | 100 / 20 |
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