2025 E FM 120, Denison, TX 75021 Property Records

Grayson County property record for 2025 E FM 120, Denison, TX 75021

Property Summary

Property TypeSingle Family Home
Details1,696 sqft · built 1945
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Tax Bill$390 (2024)
Deeds & MortgagesNov 2025 Transfer
Jun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN043 0498008

Property Details

APN / Parcel Number

Primary APN043 0498008
Alternative APN
  • 109522

Interior

Building Area1,696 sqft Living Area
1st Floor Area1,696 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1988
Lot Area87,120 sqft (2 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area400 sqft
Utility Building600 sqft

Location & Zoning

Account Number109522
Old Parcel Number043 0498008
Street Address2025 E FM 120
CityDENISON
StateTX
Zip75021-7033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionG-0498 HARNESS ABEL A-G0498, ACRES 2.0
Legal SubdivisionHARNESS ABEL A-G0498
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1003
Census Tract200

Owner

Source: Grayson County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address2025 E FM 120, DENISON, TX 75021-7033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Intrafamily Transfer, Transfer
Jun 23, 2023Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleFeb 20, 2014
Deed SaleFeb 20, 2014
Prior SaleFeb 20, 2014
Deed Document Number0000003081
Deed Book / Page5424 / 00882
Last Transfer DateNov 24, 2025
Transfer Doc0000030593
Record UpdatedJun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGRAYSON TX
Recording DateNov 24, 2025
Property Address2025 E FM 120, DENISON, TX 75021-7033
Document Number0000030593
Instrument DateNov 20, 2025
Instrument2025-30593
Transaction TypeTransfer
Record UpdatedDec 11, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2025 E FM 120, DENISON, TX 75021-7033

Transferred To (Grantee/Buyer)

NameVerified Name
Address2025 E FM 120, DENISON, TX 75021-7033

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address2025 E FM 120, DENISON, TX 75021-7033
Transaction TypeMortgage
Record UpdatedJul 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2025 E FM 120, DENISON, TX 75021-7033

Mortgage

Document Number0000016165
DateJun 23, 2023
Instrument2023-16165
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$174,871 (-35.44%) Land $125,000 Building $147,803$272,803 (+0.72%) Land $125,000 Building $147,803
2024$390.00 (-71.37%)
2023$270,864 Land $120,000 Building $150,864$270,864 Land $120,000 Building $150,864
2022$1,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 73% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK RIDGE SOUTH GALE WSC
serves 3,153 people · EPA ID TX0910033
Water SourcePurchased surface water from CITY OF DENISON
Last State InspectionFeb 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20
TekWav
Fixed Wireless
100 / 20

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