199 Hanging Rock Rd, Flora, IL 62839 Property Records

Clay County property record for 199 Hanging Rock Rd, Flora, IL 62839

Property Summary

Property Type	Vacant Land
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$24,000 (Jul 2021)
Tax Bill	$513 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-09-200-037`

Property Details

APN / Parcel Number

Primary APN	`14-09-200-037`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	199 HANGING ROCK RD
City	FLORA
State	IL
Zip	62839-3609
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	SEC 9-2-6 PT NE LYING W OF RD (SURVEY DOC # 196255) 5 AC
Legal Range	06
Legal Township	02
Legal Section	09
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2123
Census Tract	972200

Owner

199 Hanging Rock Rd, vacant land, is owned by an individual who acquired it in August 2025.

Source: Clay County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1202 US HIGHWAY 45, GEFF, IL 62842-4004
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK
Sep 15, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 22, 2021	Warranty Deed, Transfer · Conventional Mortgage CLAY COUNTY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Deed Document Number	2021202478
Last Transfer Date	Aug 19, 2025
Transfer Doc	0000212585
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Recording Date	May 20, 2026
Property Address	199 HANGING ROCK RD, FLORA, IL 62839-3609
Document Number	0000000973
Instrument Date	May 20, 2026
Instrument	2026973
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 S LOCUST ST, FLORA, IL 62839-2243

Mortgage

Document Number	0000000973,
Date	May 20, 2026
Instrument	2026973

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 20, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Sep 15, 2025
Property Address	199 HANGING ROCK RD, FLORA, IL 62839-3609
Document Number	0000212585
Map Reference	DOC 196255
Instrument Date	Aug 19, 2025
Instrument	212585
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 US HIGHWAY 45, GEFF, IL 62842-4004

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Jul 22, 2021
Property Address	199 HANGING ROCK RD, FLORA, IL 62839-3609
Document Number	0000202478
Map Reference	DOC 196225
Instrument Date	Jul 21, 2021
Instrument	202478
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 HICKORY ST, FLORA, IL 62839-1022

Mortgage

Document Number	0000202479
Date	Jul 22, 2021
Instrument	202479

Lender

Name	CLAY COUNTY STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 199 Hanging Rock Rd was $513, up 5.3% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$513.00 (+5.34%)	$8,974 (+11.45%) Land $8,974	$26,922 (+11.45%) Land $26,922
2024	$487.00	$8,052 Land $8,052	$24,156 Land $24,156
2022	$444.00 (+0.45%)	$6,737 Land $6,737	$20,211 Land $20,211
2021	$442.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 199 Hanging Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Hanging Rock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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