357 Hanging Rock Rd, Flora, IL 62839 Property Records

Clay County property record for 357 Hanging Rock Rd, Flora, IL 62839

Property Summary

Property Type	Single Family Home
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Tax Bill	$2,233 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-09-200-041`

Property Details

APN / Parcel Number

Primary APN	`14-09-200-041`

Exterior

Lot Area	48,787 sqft (1.12 acres)

Location & Zoning

Street Address	357 HANGING ROCK RD
City	FLORA
State	IL
Zip	62839-3610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 9-2-6 1.12 AC IN PT NE LYING W OF RD 1.12 AC
Legal Range	06
Legal Township	02
Legal Section	09
Legal Subdivision	357 HANGING ROCK RD
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2123
Census Tract	972200

Owner

Source: Clay County records · APN 14-09-200-041

Assessment roll updated September 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	357 HANGING ROCK RD, FLORA, IL 62839-3610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER
Jul 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage CLAY CITY BANKING CO
Feb 15, 2022	Quit Claim Deed, Transfer · Conventional Mortgage CLAY CITY BANKING CO
Jan 05, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CLAY CITY BANKING CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 25, 2022
Transfer Doc	0000204137
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Recording Date	Jul 13, 2026
Property Address	357 HANGING ROCK RD, FLORA, IL 62839-3610
Document Number	0000001280
Instrument Date	Jun 26, 2026
Instrument	20261280
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 HANGING ROCK RD, FLORA, IL 62839-3610

Mortgage

Document Number	0000001280,
Date	Jul 13, 2026
Instrument	20261280

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 30, 2031

Interest

Rate	7%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	357 HANGING ROCK RD, FLORA, IL 62839-3610
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000205306
Date	Jul 22, 2022
Instrument	205306

Lender

Name	CLAY CITY BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jul 16, 2028

Interest

Rate Type	Fixed Rate

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Feb 15, 2022
Property Address	357 HANGING ROCK RD, FLORA, IL 62839-3610
Document Number	0000204137
Map Reference	DOC 200543
Instrument Date	Jan 29, 2022
Instrument	204137
Transaction Type	Transfer
Record Updated	Mar 02, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 HANGING ROCK RD, FLORA, IL 62839-3610

Mortgage

Document Number	0000204138
Date	Feb 15, 2022
Instrument	204138

Lender

Name	CLAY CITY BANKING CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IL
Recording Date	Jan 05, 2021
Property Address	357 HANGING ROCK RD, FLORA, IL 62839-3610
Document Number	0000200793
Map Reference	DOC 200543
Instrument Date	Dec 28, 2020
Instrument	200793
Transaction Type	Transfer
Record Updated	Oct 04, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	361 HANGING ROCK RD, 361, FLORA, IL 62839-3610

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	361 HANGING ROCK RD, FLORA, IL 62839-3610

Mortgage

Document Number	0000200794
Date	Jan 05, 2021
Instrument	200794

Lender

Name	CLAY CITY BANKING CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 28, 2021

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,021 (+65.92%) Land $2,830 Building $57,191	$180,063 (+65.92%) Land $8,490 Building $171,573
2024	$2,233.00 (+12.32%)
2022	$1,988.00 (+0.76%) Homeowner's exemption	$36,174 Land $2,125 Building $34,049	$108,522 Land $6,375 Building $102,147
2021	$1,973.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	100 / 20

Based on FCC filings for 17 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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