102 Hanging Rock Rd, Flora, IL 62839 Property Records

Clay County property record for 102 Hanging Rock Rd, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	13.9 acres (608,969 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Dec 2019)
Tax Bill	$4,136 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-09-200-038`

Property Details

APN / Parcel Number

Primary APN	`14-09-200-038`

Exterior

Architectural Style	Multi-Family
Lot Area	608,969 sqft (13.9 acres)

Location & Zoning

Street Address	102 HANGING ROCK RD
City	FLORA
State	IL
Zip	62839-3608
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SEC 9-2-6 PARCEL A E/2 NE EX .52 AC NW/COR 13.98 AC
Legal Range	06
Legal Township	02
Legal Section	09
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2143
Census Tract	972200

Owner

102 Hanging Rock Rd, a residential property, is owned and occupied by two individuals who bought it in December 2019.

Source: Clay County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 HANGING ROCK RD, FLORA, IL 62839-3608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNER SAVINGS BANK
Dec 9, 2019	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY PARTNERS SAV BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2019 · Amount on File
Deed Sale	Dec 9, 2019 · Amount on File
Deed Document Number	20197961
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	102 HANGING ROCK RD, FLORA, IL 62839-3608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200361
Date	Nov 6, 2020
Instrument	200361

Lender

Name	COMMUNITY PARTNER SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Dec 9, 2019
Property Address	102 HANGING ROCK RD, FLORA, IL 62839-3608
Document Number	D197961
Map Reference	PR D PG 2
Instrument Date	Dec 2, 2019
Instrument	D197961
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 HANGING ROCK RD, FLORA, IL 62839-3608

Mortgage

Document Number	000D197962
Date	Dec 9, 2019
Instrument	D197962

Lender

Name	COMMUNITY PARTNERS SAV BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 102 Hanging Rock Rd was $4,136 with a homeowner's exemption, up 6.6% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,136.00 (+6.6%) Homeowner's exemption	$78,237 Land $7,651 Building $70,586	$234,711 (+11.7%) Land $22,953 Building $211,758
2024	$3,880.00		$210,135 Land $20,133 Building $190,002
2022	$3,491.00 (+1.51%) Homeowner's exemption	$58,971 Land $5,162 Building $53,809	$176,913 Land $15,486 Building $161,427
2021	$3,439.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 Hanging Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Hanging Rock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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