151 Hanging Rock Rd, Flora, IL 62839 Property Records

Clay County property record for 151 Hanging Rock Rd, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1.5 ba · 1,548 sqft · built 1998
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$254,000 (Dec 2023)
Tax Bill	$4,111 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-09-200-025`

Property Details

APN / Parcel Number

Primary APN	`14-09-200-025`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,548 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)
Garage Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	151 HANGING ROCK RD
City	FLORA
State	IL
Zip	62839-3609
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SEC 9-2-6 N 3 AC PARCEL D SE NE 3 AC
Legal Range	06
Legal Township	02
Legal Section	09
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2123
Census Tract	972200

Owner

151 Hanging Rock Rd, a residential property, is owned and occupied by two individuals who bought it in December 2023.

Source: Clay County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	151 HANGING ROCK RD, FLORA, IL 62839-3609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNER SAVINGS BANK
Nov 15, 2017	Quit Claim Deed, Transfer · Conventional Mortgage CLAY CITY BANKING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2023 · Amount on File
Deed Sale	Dec 11, 2023 · Amount on File
Prior Sale	Apr 22, 2016 · Amount on File
Deed Document Number	2023208533
Prior Transfer Date	Nov 14, 2017
Prior Transfer Doc	D192958
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	151 HANGING ROCK RD, FLORA, IL 62839-3609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200277
Date	Oct 26, 2020
Instrument	200277

Lender

Name	COMMUNITY PARTNER SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2040

Interest

Rate Type	Fixed Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Nov 15, 2017
Property Address	151 HANGING ROCK RD, FLORA, IL 62839-3609
Document Number	D192958
Instrument Date	Nov 14, 2017
Instrument	D192958
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 N WORTHEY ST, FLORA, IL 62839-1240

Mortgage

Document Number	D192959
Date	Nov 15, 2017
Instrument	D192959

Lender

Name	CLAY CITY BANKING CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Jan 7, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 151 Hanging Rock Rd was $4,111 with a homeowner's exemption, up 6.3% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,111.00 (+6.34%) Homeowner's exemption	$77,798 Land $5,808 Building $71,990	$233,394 Land $17,424 Building $215,970
2024	$3,866.00
2022	$2,863.00 (+15.12%) Homeowner's exemption	$49,450 Land $4,359 Building $45,091	$148,350 Land $13,077 Building $135,273
2021	$2,487.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 151 Hanging Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Hanging Rock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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